Kerry Lutz's--Financial Survival Network

Summary:
No matter what, you can always turn your life around and become the best version of yourself. I chat with Randy Gage—who has battled addiction and financial problems, and has ultimately done a 180. He emphasizes the value of mindset, and says that when you start viewing yourself as a victor rather than a victim, you can come to terms with what it is that you want to change in your life. Tune in for an inspiring message from Gage, and for tips on how you can take steps toward change.

Highlights:
-There is always a chance for you to turn your life around and be the best version of yourself
-Randy Gage managed to turn his life around despite getting into a lot of trouble in his younger years
-The break he needed was having someone believe in him more than he believed in himself—one of his friend’s Father’s helped him out
-How do you make people believe in themselves and take advantage of a second chance? You can decide whether you are a victim or victor
-Gage started working on a restaurant and learned he cold play by the rules and still get far in life
-He ended up investing all of his money to start his own restaurant, and he lost it, but learned from this experience.
-People think the opposite of success is failure, but failure is part of the process of succeeding
-Gage tells his story at detention centers and halfway houses
-You have to be committed to working on yourself every day, analyzing what’s working and what’s not working
-It comes down to self-honesty, and you have to admit what needs to change within yourself
-The pandemic also allowed people to re-evaluate their life

Useful Links:
Financial Survival Network
Randy Gage

Summary:
Student loan debt has been a pressing issue in our country for quite some time, with little progress in resolving it. I sit down and chat with Paul Oster to analyze some of the causes of this phenomenon, and possible ways out. It seems that we are in an endless cycle of finance companies lending out more money, causing institutions to up their prices. There needs to be more awareness around the implications of taking a loan, and the long-term financial commitment it entails.

Highlights:
-Student loan debt has been a pressing issue for quite some time
-There has been talk of forgiving student loan debt—which is great in theory—but isn’t necessarily feasible
-What sounds great can be difficult to execute
-We must consider who is going to help fund this
-Student loan debt is something we have to get ahold of immediately; finance companies are lending more, so institutions are charging more. It’s an endless cycle
-In order to forgive this absurdly large sum of money, something has to give
-The deferment period and relatively low interest rates make loans attractive
-There needs to be a more in-depth discussion of these things and adequate planning before loans are taken so that people understand the consequences
-Students don’t receive enough information on all of the obligations of a loan—it can affect the rest of your life and set you back financially.
-It is good for building credit, but only if all payments are made on time
-There are lots of negative consequences that can come about in the case of emergencies
-Income-based repayment entails paying back your loans based on what you can afford
-The government is trying to solve a problem that they created—which typically just makes it worse
-The opposite of financial education is financial ignorance, and at a younger age it’s harder to make a decision that can harm the rest of your life
-Your credit score is either going to save or cost you money every month

Useful Links:
BetterQualified
Financial Survival Network
"Millenials Messing Up with Too Little Credit?" with Paul Oster
"Threat of RansomWare is Quickly Spreading" with Paul Oster

Torq Resources’ Executive Chair Shawn Wallace and Chief Geologist Michael Henrichsen came on to discuss their recently acquired Chilean gold-copper Santa Cecilia project.

Wallace mentioned that Santa Cecilia was always their major goal. He had been hinting at something big during our last interview and now he’s delivered. At 32.5 square kilometers, it’s sitting on a major system in the world-class Maricunga belt. Some historical work had been done in the 1990’s, and then it inexplicably sat on ice for decades, ignored by all.

According to Henrichsen, “This is the real deal… The initial discovery has already been made…” Now they just have to identify the most promising targets. It’s an extremely unique place, which explains why the team spent the better part of two years on its acquisition. Henrichsen’s global mining network was instrumental in getting the deal done, especially in light of the global health concerns that made international travel all but impossible.

To sum it all up, Wallace says, “The Santa Cecilia gold-copper project represents the culmination of our acquisition strategy in Chile. It is our belief that exploration at a project of this magnitude will be transformative for Torq. Now that the project is in place, it’s time to start to realize its exploration potential.”

www.TorqResources.com

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