Kerry Lutz's--Financial Survival Network

Summary:
Today we have Rob Kirby on the podcast, who talks about how one of the largest and most underreported issues is the volume of trade we’re experiencing in terms of dollar return in the crypto-verse. It seems that cryptos are eating off the dollar’s plate, which means that the crypto portion in international trade is rising…while the relevance of the dollar declines. Tune in to learn about the power of crypto and some of the key distinctions between Bitcoin and Ethereum that put banks and the law profession in an interesting position.

Highlights:
-The economic house of cards is crumbling all over
-The biggest and most underreported issue is the volume of trade we’re experiencing in terms of dollar return in the crypto-verse
-On a daily basis, the crypto-verse is turning over a minimum of $100 billion equivalent on average
-We're looking at $50 trillion dollar equivalent turnover in a year
-Cryptos are eating off the dollar’s plate, which means that cryptos are categorically being used in trade settlement right now
-Countries like Iran and Venezuela had to have it to where they could continue to trade without having to settle in dollars
-The crypto portion in international trade settlement is only going to increase from here, which means dollar relevance will decline
-Hyper-inflation and massive reduction in purchasing power of the dollar stock
-The whole nature of trade settlement is changing—less and less dollars are being used to settle international accounts. Thus, they get caught up in a Repo facility
-The inflation rate in our country is at 14%
-Ethereum is rising, and will perhaps eventually eclipse Bitcoin
-Bitcoin is the killer of banks; it’s a store of value
-Ethereum is the killer of the law practice
-Bitcoin is a challenge to bankers while Ethereum is a challenge to the law profession
-There is a place in the world for smart contracts as well as the traditional store of value—they can coexist

Useful Links:
Financial Survival Network
Kirby Analytics

Summary:
Should we ‘Eat The Rich?’ It seems that this is not necessarily a viable solution, and today we have Jeffrey Socha on the podcast to break down the new tax proposal for us. While it may seem logical to impose higher taxes on large businesses, same corporations have tactics they will use as a result—tactics that will only hurt consumers and the rest of the economy. Tune in to hear about this interesting phenomenon in light of recent announcements, and to find out where this may put you in terms of taxes.

Highlights:
-With the democrats’ new tax proposal, the effective tax rate in NYC will be close to 62%, and in California it will be around 59%
-Businesses find ways to alter their business/cut costs/raise prices to avoid the effects of taxing
-People will not give you extra money without making decisions that affect everyone else
-Many of the tax shelters are available to average business owners
-Big companies have the best resources available to help them be efficient as possible
-The people that lose the most are smaller, local businesses
-The government should start with having a balanced budget
-There’s no incentive for fiscal responsibility with this modern monetary theory
-You can’t control taxes, but you can control who you vote for
-Take control of your own finances; be proactive
-This new proposal is very realistic, and we don’t know what will end up sticking until it is finalized

Useful Links:
Financial Survival Network

Summary:
Real estate has been doing great where taxes are lower, and it seems that the stage of buying-panic has come to a close as purchasers stop over-paying quite as much for homes. Today we have Andrew Ragusa on the podcast to discuss what exactly is happening with the market, and what you can expect in the purchasing sector. He emphasizes that if people want to grab something, they should grab it, because the market is always climbing. Tune in for direct insights and interesting real estate considerations.

Highlights:
-Real estate has been at the right spot on the economy—where taxes are lower, real estate is doing better
-What’s happening with New York suburban real estate on Long Island? There has been a dip in offer prices—previously, they were getting $50k-$70k above asking price but this has declined a lot
-Buyers are not willing to over-pay quite as much; the panic is over
-If people want to grab something, they should grab it—mortgage payments are greatly impacted by the offer amount
-It doesn’t always make sense to stay on the sidelines when the market is always climbing
-We are seeing more price cuts in the market. In order for a house to move, the price still needs to look attractive
-There has been a lot of overshooting the market
-Even thought everything is selling, prices are getting cut
-Information on selling prices is widely available today through the internet
-Zillow charges realtors to receive information from those using the website; Zillow essentially sells data
-There’s not a lot of inventory at the moment in Florida

Useful Links:
Financial Survival Network
Andrew Ragusa Instagram
Real Estate Market Innovations

Summary:
What’s happening in the markets, and should we be scared? It’s important to have an analytical perspective when it comes to analyzing the market, and Michael Moor comes on the show today to help us attain this point of view. He and I talk gas, oil, the metals, and Bitcoin from a data standpoint to break down what is happening in the changing market, and how we can assess these shifts from a data standpoint.

Highlights:
-What’s happening in the markets? Should we be scared? We need to take an analytical approach
-Are we looking at $10-$12 NatGas? Can we go that high? Moor says that we’re wide open—it can pretty much go anywhere
-We are still seeing a 50% discount of gas to oil
-$56/barrel could be seen in five months
-Moor analyzes market movements and data, but Moor notes the inflation in the housing market and supply chain
-Everything is pointing to increased inflationary expectations
-What markets are the most promising? Moor thinks that crude oil and energies have a lot of upside
-Bitcoin also is looking positive—it’s all pretty green
-Gold is headed higher—we’re seeing some of its strength coming in right now
-We used to look at crude oil as an indicator of inflation, but NatGas has taken over

Useful Links:
Financial Survival Network
Moor Analytics

Summary:
Every commodity seems to be up substantially with the exception of Gold, Silver, and Platinum. Today, we have Jordan Roy-Byrne on the podcast to talk about this interesting phenomenon. Gold and Silver peaked before everything else, and their performance is ultimately linked to inflation—which is higher than ever at the moment. Tune in to get interesting insight and predictions on this topic, and to hear us break down what’s happening with inflation and the metals.

Highlights:
-Every commodity is up substantially (i.e. natural gas, uranium)
-Everything but Gold, Silver, and Platinum is going up
-Gold tends to lead everything in the commodity world, and Silver tends to follow
-When commodity prices spike or have big moves, they tend to correct
-Gold and Silver peaked before everything else—before Uranium stocks even started to move
-The market is not anticipating that inflation is going to accelerate
-Real rates have nowhere to go but up
-The market is saying that the rate of inflation has peaked, and that it’s going to come down a bit
-We’re having as much as 14% inflation right now by some accounts—the biggest inflationary rate since WWII
-Inflation can be very volatile and move a lot in both directions
-If Gold and Silver start out-performing, that will indicate that inflation is here to stay and we could transition into a state of stagflation
-Would the fed risk a crash to assert itself over the markets? The fed will ultimately follow the market
-15-20% decline/correction is more probable than a crash
-Crashes do not happen very often

Useful Links:
Financial Survival Network
The Daily Gold

Summary:
The world is full of people that would love to take your hard earned cash, but this can be prevented with the proper planning and an asset protection program in place before you need one. Today we have Douglas Lodmell on the show to talk about the importance of asset protection, and some of the steps required to acquire this. It's as simple as figuring out what you have, and what needs to be protected that isn’t already.

Highlights:
-Asset protection - the world is full of people that want to take your hard earned cash. The key is to have an asset protection program in place before you even. need one
-Asset protection doesn’t mean anything until you actually need it—most people don't look into this until after they realize they need it
-There two types of people: those who have assets and those who don’t
-Figure out what you have, and if you already have asset protection; take an inventory and pinpoint what is protected/what isn’t
-There are 2 asset categories: exempt assets, which are already protected (i.e. homestead, retirement plant, etc.) and unprotected assets
-In the asset world there is asset exemption and then asset protection
-Now we have foreign asset protection trusts (established in 1994)
-19 US states currently have some sort of domestic asset protection trust legislation
-There are standards that outline what makes a trust a US trust
-Grantor trust is disregarded for tax purposes
-Asset protection is between $25k-$30k for the most part
-An ounce of prevention here is like a pound of cure

Useful Links:
Financial Survival Network
Lodmell & Lodmell

Summary:
As usual, we find that transitory inflation is not so transitory—Michael Pento comes on the podcast today to talk about some of the causes and effects surrounding inflation in the current economy. Pento says this is perhaps the worst inflation the country has ever seen, and the coming years don’t look too hot in terms of getting out of this economic circumstance. Tune in to hear us break down some of these financial issues, how they relate to what we have seen historically, and what to expect in the future.

Highlights:
-Transitory inflation is not so transitory
-NatGas had gone up 118%
-This reminds one of what happened leading up to the financial crisis
-You could not grasp what was happening only by looking at oil—you must consider other points
-We have, according to Pento, the worst inflation this country has ever seen. What does 2022 have in store?
-There are ten million job openings right now, so it is sensible to stop paying people money to stay at home when there is a surplus of employment opportunity
-Next year, according to the Fed’s predictions, they are going to stop the QE program
-No more increase in the money supply or m2
-We are in for a fiscal and monetary cliff
-China is going through the same thing as well as Europe
-We don’t have the healthy underlying foundation that we had in 1980, nor do we have the fire power to get us out or low levels of debt
-Pento predicts a protracted period of vicious stagflation in the coming years
-Coming out of the great recession, China bailed us out. They may not have the capacity to do this again
-Culmination of natural disasters and man-made disasters will coalesce into one thing
-2023 will probably see a permanent form of helicopter money for those that don’t make a certain amount
-What you think is going to happen is seldom what does happen—you can never be entirely sure
-There will probably be major deflation and bouts of inflation
-Don’t sell your gold quite yet, but understand that the precious metals can take major hits

Useful Links:
Financial Survival Network
Pento Portfolio Strategies

Summary:
How can you buy raw land in a way that allows you to minimize costs and maximize upside potential? Brent Bowers comes on the podcast today to talk about his life changing experience with buying and selling land—profiting exponentially with the right strategies. Tune in to get advice from a highly successful individual in this field and to learn about an area of the market you could get involved in yourself.

Highlights:
-How can we buy raw land in a smart way to minimize costs and maximize upside potential?
-Bowers was an army officer and decided to get into rentals, wholesaling, and land
-He was able to sell land for exponentially more than he bought it for
-Land is turning to a seller’s market; you have to pay more initially, but you also will get more
-How do you know you’re not paying too much for a property? Look at what the actual land is worth by calling realtors and looking at Zillow/other sites to find the property value
-Sell it before you buy it to get immediate profits

Useful Links:
Financial Survival Network
The Land Sharks Website
The Land Sharks Youtube

American Eagle Gold’s CEO Tony Moreau and Exploration VP Mark Bradley were here to give a sponsor update. First, their drill permit application was just approved by the BLM. This sets the stage for drilling to commence shortly at their Goldengate project in Nevada. The property is adjacent to Nevada Gold’s Goldrush and Cortez Mines. These are prodigious mines, having produced millions of ounces since coming on stream. Tony and Mark are extremely upbeat about Goldengate’s prospectivity.

Mark was at the helm of the team that discovered and defined Goldrush and has spent the better part of 30 years working on the Cortez Trend. Few people can match his knowledge and experience there. Technology has come a long way since early 2000’s when Mark was working on Goldrush. CSAMT, stratigraphy, and 2D seismology either didn’t exist or were in their infancy. While looking for the yellow metal is always a gamble, the ability to see into the ground and analyze underlying structures and intrusions to select drill targets helps make the task much easier and more accurate.

Mark has identified the most promising target zones and now it’s just a matter of getting the drill turning. While competent experienced crews are at a premium, Tony is confident that they can get the needed equipment and staff to insure that the current drill program will succeed. 

If the old saw that the best place to find gold is close where it’s already been found, then American Eagle could be sitting on a major discovery. And if the best person to make that major discovery is the one who’s done it before, then he’ll be well served by Mark. 

(We own shares in the company).

Company Website www.americaneaglegold.ca/

Ticker: TSXV: AE

Summary:
The supply chain is not what it used to be—resources and labor are in high demand and we are seeing lots of negative effects as a result. Aaron Clarey comes on the podcast today to talk about some of these effects—especially within the housing industry—and what the future may look like as a result.

Highlights:
-The supply chain is like a plastic band about to snap
-Clarey recently built a house and purchased furniture/materials for it well in advance, acknowledging some of the issues in the supply chain
-People’s houses recently have not been getting done, which requires banks to reset interest rates (which are going up) which creates even more of a rush to get things delivered
-The American dining experience is over—we see long lines, poor service, and lower quality
-Standards of living go down as quality of work declines—you need to learn to do things yourself
-It’s a smart idea to buy things now because of the projection of inflation
-Prices of basic staples (i.e. gasoline) are up astronomically

Useful Links:
Financial Survival Network
Captain Capitalism

We checked in with Trilogy Metals’ CEO Tony Giardini for a sponsor update. Preliminary work on the access road has continued unabated. When completed it will connect the Ambler Mining District to the famed Dawson Highway. The company has been focused on spelling out the benefits that area residents will realize when the road is completed. As a private toll road, it will never be open to the public; Trilogy will have exclusive use, thus mitigating environmental concerns. Currently, shipping costs to the neighboring remote towns are quite costly. It is expected that upon completion, residents will incur lower prices on many goods and commodities. Additionally, the mine will lead to greatly increased employment opportunities for thees communities. Presently 2/3 of the Trilogy’s employees are locals.

Weather and health concerns have temporarily slowed the pace of drilling. However, Giardini expects that Trilogy will soon be able to make up for lost time. Alaska Governor Mike Dunleavy recently visited the mine site to emphasize the project's importance to the state. All interested parties are fully engaged.

The company continues to be well capitalized with over $100 million in the bank and it will easily be able to finance its share of additional road development and exploration costs into the foreseeable future.

Giardini is pleased with the pace of progress. In a project of this immense scale, there are many moving parts and everything takes time. The good news is that things are moving ahead and the pieces are starting to fall into place. 

Company website: www.TrilogyMetals.com

Ticker Symbol on NYSE-American and TSX: TMQ

Summary:
What does the term ‘private equity’ really mean, and what is its role in businesses today? On today’s podcast, we have private equity expert and bestselling author Adam Coffey with us to highlight the significance of private equity. As publicly traded companies are on the decline and exit strategies are taken into consideration, this term becomes especially relevant and crucial across a number of industries.

Highlights:
-‘kicked around’ always refers to private equity—Adam Coffey is a bestselling author and private equity expert and is going to give us information on what private equity is about
-What does private equity really mean? He uses the analogy of a mutual fund
-Private equity works similarly, but the minimum investment size is $5 million, unlike a mutual fund. It does exactly what it says and invests in private companies. The biggest area is buy-out funds
-Sell funds to return capital to the investors
-Private equity failures over the last ten years has to do with strong competition and return thresholds being monitored. Like any industry, there are winners and losers
-Good/bad firms can come in all sizes
-Distressed asset funds seek out companies that are in trouble and attempt to help them, but other failures are consumer driven (i.e. shopping malls and bookstores are going out due to consumer habits)
-There is far more equity invested in companies today than there is debt
-Limitations have come into place by the market and people investing
-People purchase most things online now, and there is a heavy evolution that is constantly progressing
-It’s hard to find an industry that private equity doesn’t play a part in
-There is a declining number of publicly traded companies, and they will probably diminish
-Exit strategy now involves selling off to private equity

Useful Links:
Financial Survival Network
Adam E. Coffey's Website/
Adam E. Coffey Linkedin

Summary:
Today, Val Hughes comes on the podcast to discuss active management, public/private equity, and the leveling of the playing field that is occurring in the current market. We talk about many of the changes that have occurred over the years that cause companies to function differently, and how the economy is growing in areas where you don’t need a lot of capital to be involved. Tune in to hear some insight from Hughes about a variety of financial topics, and to also get general advice pertaining to the current investing climate.

Highlights:
-If humans can’t beat a computer at chess, then how can they win in investing? Does it require someone that understands businesses and finances?
-Why do you need active management when CEOs and accountants frequently mislead?
-ETFs act as a distribution system, but are different from mutual funds
-ETFs trade on the exchange, so there’s no platform fee
-They are only a few spots where active management can win, like in small cap value investing
-Small cap value is the best performing asset class, and the data goes back to 1928
-If you like puzzles, there are still puzzles to solve in small cap value that can deliver alpha
-The trend of concentration - companies buy out competitors and consolidate the industries
-Publicly traded stocks have declined and companies buy out their own shares, becoming a homogeneous blob
-Why are there public companies? They came about to raise money to build things that individuals couldn’t afford on their own
-It’s a richer world now and we don’t need as much public money
-More of the economy is growing in areas where you don’t need a lot of money
-The government is turning our public companies into more of a social good
-Is private equity good or bad? You have to get back to the purpose of a company
-Private equity is still in the business of turning equity into a bigger equity, creating new niches within a service/product
-It is important to promise rewards to innovators so that they don’t stop—they fuel decades of hard work
-Robinhood Reddit phenomena - bringing something to the masses that used to belong to middle men. Technology is disruption the traditional process
-There has been a leveling of the playing field, and the professional investors have to compete with the guys on the streets. These two camps evaluate different criteria, one being the value of companies/what the stock is going to do and the other entails looking at what the game says it’s going to do. They don’t care about the actual attributes of the company
-Within small cap equities, there are products that serve needs
-It’s good for investors to talk to people on the street daily

Useful Links:
Financial Survival Network
The Value Guys

Summary:
Wall Street exists to make money for itself, so how do you make money for you? Today we invite Joey Mure and Russ Morgan on the podcast to talk about financial freedom—which is at its peak when your passive income exceeds your monthly expenses. They discuss how every individual has unique traits when it comes to investing, and some of the resources that their company offers help you discover how to utilize these.

Highlights:
-Sometimes the people who you think are your friends aren’t—this is especially applicable to Wall Street. Wall Street exists to make money for itself—it’s about survival of the species
-How do we get rid of Wall Street?
-Relates to the food business—they've evolved into an industry that gives markets things with no value
-Financial freedom occurs when passive income exceeds your monthly expenses
-Mindset is everything: if you’re investing time into learning how to become more financially successful, then you will continue to grow
-People haven’t given themselves a license to dream—Wall Street only thinks about the here and now
-You need to think about what unique traits you can give to the world
-Wade Pfau is a go-to person in the industry when it comes to retirement income
-What investments bring this ‘infinite wealth’ about? Having your own business can be a method for maintaining active and passive income
-Some business owners, however, don’t know how to replace themselves eventually and allow it to become passive income for them
-You need to have a plan that is unique to you: what sort of an investor are you? People can make the same investment but have different results
-Apply your abilities and talents to your investing
-Build a community
-If you focus on one thing and do it repeatedly, it will become a reality

Useful Links:
Financial Survival Network
Wealth Without Wall Street

Summary:
Today we have Chris Miles, self-proclaimed anti-financial advisor, on the podcast to tell us the truth about investing in this day in age. He outlines some of the tried and true strategies that many financial advisors don’t acknowledge, and gives advice on how you can re-prioritize your investments to attain financial freedom. Tune in to hear tips from Chris and to learn about the concepts in the financial sector that really do work.

Highlights:
-Miles calls himself the anti-financial advisor, which is good in this day in age
-Things don’t go up forever—they must come down eventually
-Miles started off as a mainstream financial advisor - “live on rice and beans” and save everything
-All of financial advising is different combinations of the same things
-Consider how many of your clients are financially free, and if you’re profiting off of the investments you’ve been recommending
-Mutual funds are not the way to go
-Miles decided he couldn’t keep teaching concepts that didn’t work
-A lot of strategies put forth by financial advisors mean that retirement will be extremely delayed
-It’s not about working smarter, but working right. Work on creating efficiency
-Miles tells people to buy real assets—don’t invest for appreciation
-They’re not going to get rid of social security, but it’s not a good idea to bank on it
-Personal responsibility creates freedom

Useful Links:
Financial Survival Network
Money Ripples
The Chris Miles Money Show

We sat down with sponsor Tier One Silver’s management team to discuss the just released results of Curibaya’s first ever drill hole. According to Peter Dembicki (President & CEO) the hole represents a major targeting breakthrough. While it didn’t intersect the underlying feeder structure, the data obtained has been utilized in the fourth hole, which has crossed multiple feeder structures. Highly experienced Exploration SVP David Smithson is quite confident that this hole is going to be significant. The modeling and drill processes utilized at Curibaya are extremely dynamic and hole one’s results have been crucial to determining hole four’s drilling trajectory.

However, some things just can’t be controlled, like assay lab turnaround time. While delays have continued, the team has kept up its breakneck pace. They’re now sending the lab smaller 150-meter samples to help speed things along. The plan moving ahead is focused on 5 identified feeder structures that have shown high-grade on surface. The existing permit is being modified to allow drilling on a dry river bed lying between the Madre and Sama feeders. Other permit changes will allow Tier One to pursue newly mapped structures that also have high-grade on surface.

To Co-Chair Ivan Bebeck, these results are leading to exactly what’s been promised, a major new discovery which will drive the company’s existing stock price many times higher. Upcoming news will end the market’s indifference to the company. As he has said many times before, “The bigger you look for something, the harder it is to get there…The system is real, the rocks are real, the mineralization is real…everything they want to see is there, and it’s better than they thought it would be. This is absolutely a real system.” The first hole is the most important one, as it sets the tone for the entire project; Bebek believes this is just the beginning of a great run.

Company website: www.TierOneSilver.com

 Ticker symbols OTCQB: TSLVF – TSX-V: TSLV

National Emergency - McDonalds’ milk shake machines are broken and can’t get fixed.

Huge job miss today and GDP estimates are being scaled back. This has become an administration of misses. Across the board loss of confidence.

We discussed rising commodity prices. Some of the numbers were absolutely staggering and downright scary. Natgas up 118%. gasoline 85% and the list goes on and on.

In a fiat based system loss of confidence is fatal, just like the 1970’s. Back then we had double digit interest rates and much less debt.

Can tech bail us out, while we’re blowing up the economy?

Finance will swamp technology in the short run. Prepare yourself now. It's coming.

Summary:
What does the future look like in the tech world? Today we have Eric Pilon-Bignell on the podcast to discuss the current realm of tech, as well as what to expect in the future. We live in a fast paced world and have found ourselves in the fourth industrial evolution—to where advancements such as AI and 3D printing are changing the way that we live as well as how larger scale industries run. Tune in to get an inside view of the tech sphere and to think further about how it is functioning in our economy.

Highlights:
-What is the future going to look like in terms of tech?
-Looking ahead to the future, what trends are we seeing and how do we make money off of them
-We started with the industrial revolution—we are now on our fourth. We need to consider what we need in order for this revolution to progress
-We live in a fast, interesting world, and we are now seeing many specifics within technology and exploding trends (i.e. buzz words like AI)
-Anytime we take physical offerings and digitize them, it leads us somewhere new (i.e. peloton)
-There are blurry boundaries of how we are progressing, and it’s hard to predict what will take off first
-Self driving vehicles have the potential to affect people in certain jobs, as well as specific markets, such as insurance companies. It’s not going to happen overnights, but we can see the indicators
-It’s hard to place blame on something operated by Artificial Intelligence
-If you invested in Blackberry, Nokia, and Apple, what you made from Apple would have cancelled out the losses of the others.
-Aerial technology and 3-D printing give way to a lot of opportunity in production
-3D printing lessens the need to drive around and deliver large quantities of product, and overall it changes many industries

Useful Links:
Financial Survival Network
Surfing Rogue Waves

Summary:
Economical concepts can be extremely intricate, but Matthew Scott’s new children’s book The Illusion of Money breaks down the creation and functioning of money into simpler terms for the young reader. The plot is lighthearted and centers around a kingdom that acquires a new ruler; he creates the concept of paper money allegedly backed by gold. It is a fun story that essentially gets children to think about how money works without getting too complex. Tune in to hear more about Scott’s book and some of the inspiration behind the story.

Highlights:
-Matthew is American and studied finance in the US. He has always been interested in how money is created
-He went to Austria and took an alternate career path because he could not speak German—he took the English teaching route and then started teaching at university, working kids camps, etc.
-Matthew recently wrote a children’s book called The Illusion of Money
-How money comes to be, gets destroyed, and functions are all very complex concepts, so it is intriguing to look at how Scott describes them in simpler terms
-Scott started with children’s books to make use of his financial expertise without merely writing a larger nonfiction book centered around finance
-The book is a fun story with the intention of getting children to think about the nature of money
-It takes place in a kingdom where the king has died, and there is no heir to the throne
-The new king promises paper money, but there is no gold to back it, which causes a surplus of inflation, and leads the kingdom towards near collapse
-Ludwig rounds up his friends, and they try to exchange their paper money for gold
-The king refuses, so they overthrow the kingdom
-Money creation is ultimately a form of wealth extraction
-The story doesn’t even mention the term ‘inflation,’ but frames this concept in a way that is digestible for young readers
-A scheme where money is created out of nowhere
-The kickstarter campaign for the book is launching September 7th and will have early bird deals
-It should be available on Amazon around early November

Useful Links:
Financial Survival Network
The Illusion of Moneyhttps://www.kickstarter.com/projects/theillusionofmoney/the-illusion-of-money

Summary
Are you looking to dive into the housing market? If so, mortgage expert Debbie Bloyd advises you to buy now, as rates could go up more in the next year. Currently we are seeing more people buying at increased rates—surpassing asking prices. As families and the lives of many are changing, the housing market is changing as well. It’s time to get informed on what you need to do in order to enter the market and find what you’re looking for. Tune in to get useful pointers from an expert on what is happening in the industry, and what we can expect in the next few months.

Highlights
-The market is down; mortgage rates are lower
-In terms of the housing market, will lower rates really improve housing?
-A lot of people have become disenchanted with the bidding system and we need to reset people’s expectations of how it is going to be
-If you’re going to buy, you should buy now—rates could go up more next year
-The numbers are up in the top 20 cities in the US. You could be paying 12% more than you did last year
-More people are buying at an increased rate because people are surpassing asking prices; individuals are buying no matter what
-People are reducing prices in some areas, especially Florida
-A lot of people want to list for more, even if their house doesn’t necessarily back the price
-It can be good for a house to be move-in ready—not all buyers want to move in and start renovations right away
-Families are changing a lot right now, which means that the housing situation is also changing
-We are also seeing many changes in how we do business
-A house is not a right; it’s a privilege and you need to have the credit/income/qualifications in order to get what you are looking for
-You may have to relocate to get the property you are looking for; it’s important to be willing to expand your range
-If you want to get in the market, get in now!
-Loans are available, but not everyone is a good candidate

Useful Links:
Dlb Mortgage Services Instagram
Dlb Mortgage Services Facebook
Debbie Bloyd TikTok

It's an exciting time for our sponsor Aurcana Silver and it's CEO Kevin Drover, as well as its shareholders (including us). For the first time in ages, a new American silver mine has started producing silver. It's been a challenge, but they've beaten the odds. Drover expects positive cash flow starting in October. Initial expectations are for approximately 270 tons per day of rock going through the mill and then rising soon to 500 tons per day. Due to inflation, cost per ounce is somewhat above the original estimate of $8, however the initial ore grades are coming in much higher than expected. If it continues this way, annual mine production and profit could increase substantially.

Getting the Texas based Shafter mine into production is next on Drover's list. When all is said and done, Aurcana could eventually be producing 8-9 million silver ounces per year, which would put it firmly in the mid-tier producer camp. He's also exploring a nearby acquisition candidate that includes another 500 ton per day mill. It's just a short distance from the now producing Revenue Virginius mine.

The company has made the transition to silver production. Now it's a matter of leveraging its current position to make sound acquisitions and to get the Shafter mine working. Aurcana's future has never looked brighter.

Website: www.Aurcana.com

Tickers - OTCQX: AUNFF - TSX.V: AUN

For the month of August, the stock market was generally up with dips in a few areas. Dow was up 1.2% 35361 and S&P 500 added 2.9% to 4523, Nasdaq was up 4.7%. Russell 2000 was up 2.1% to 2273, TSX added 1.5%, and TSX.V slammed for 3.1% decline. VIX dropped to 16.5. The Dollar went up 0.5% to 92.66 and the Euro went down 0.5%. 10 Year yield went up 4% to 1.3. Bitcoin recovered 13.5% to 46957. Gold stayed right at 1814. Silver was off 6.1% to 23.9. Pt off 3.4% to 1008. Pd was down 7.4% for the month to 2406. Copper rose 4.29% to $4.29. WTI down 7% to 68.50. Brent down 4.2% to 72.88. Natgas shot up again adding 7.9% to bring it to 4.38. Uranium rose 6.8% to $34.63, again extending the up trend. 

Ratios:  Au:Ag rose to 75.9, Pt:Au .56, Pt:Pd .42. BRT:WTI 1.06, WTI:HH 15.6, and AU:WTI 26.5.  

Summary:

How do you get your digitally marketed business to stand out amongst thousands of others? Today, Kris Reid comes on the podcast to give us some strategies that utilize web dynamics and SEO optimization—ensuring your website will take off with the right approach. It is crucial to choose your market audience widely, and identify a valuable niche that makes your services stand out. Tune in today to get indispensable advice from Reid about marketing in the digital age, and how you can utilize these tools more effectively.

Highlights:

-How do you get your digitally marketed business to catch the attention of others?

-Riches are in the niches; the better you can serve a smaller group of customers, the better

-You have to choose your market wisely

-The more valuable a niche, the more people are going after it

-Once you identify your niche, you have to look at the entire segment of your niche. How will you add value to your client’s life?

-With digital marketing, it is very measurable and you can easily see your return

-A benefit of SEO is that it’s compounding—you keep getting paid on it

-Google continually produces the best search results

-If you tick all the boxes Googles is looking for, it will continue to reward you with great traffic

-People go directly to Google for services, which might be the one you provide

-You need a substantial amount of links leading back to your website, because it gives you domain authority

-You need to utilize key words with buyer intent or action intent—someone is actually going to take action and help you increase your revenue

-A good web designer understands marketing

-Back-links are critical—the bigger, the better

-Only 0.21% of internet content gets substantial traffic

-Niche-relevant back-links are most ideal to help you ranks

-Important to analyze which websites generate the right investors

Useful Links:

Financial Survival Network

Ardor SEO

We sat down with Osino Resources' CEO Heye Daun for a sponsor update. Recent drill results, like those that came before, have been encouraging and the company recently released a highly anticipated updated PEA, showing a pre-tax Net Present Value of $579 million and an after-tax NPV of $377 million (5% discount rate) with a 2.3 year payback and an internal rate of return of 38% (based on $1700 gold).

Daun emphasized that during the current sector downturn, Osino has been focused on execution and delivery. He's been committed to building a top-notch team, keeping the company well-financed and pushing forward as the company grows and develops. With an aggressive drill program, the Twin Hills Project keeps getting bigger and bigger. This will eventually lead to a large shareholder payday (we own shares).

With its recent upgrade to the OTCQX, Osino should be well positioned to capture more investor attention and a higher valuation once the sector regains favor. And with all that's going on in the world and increasing financial instability, that should be sooner rather than later. Tune in to hear Heye Daun discuss Osino's potential.

Company Website: www.OsinoResources.com

Ticker Symbols: OTCQX: OSIIF - TSXV: OSI

In the mining industry, it takes a solid vision and drive to revisit and revive an abandoned project. Stephen Stewart, CEO of QC Copper and Gold joined us to discuss the latest developments at the company’s Opemiska Copper Mine Complex, and why the project is on the fast track to success. Production ended back in 1991, as the copper price made it uneconomical to continue. Now, higher copper and gold prices along with new technology is breathing new life into Opemiska. In one drill hole alone, QC found 18 g/t gold over 9 meters and 100 meters of .5% copper eq. Stephen expressed surprise at the gold discovery, since the project had never produced gold at this grade before.

He is confident that production could begin during the current bull market cycle that has seen copper hitting all time highs. (currently trading at US $4.32). Capex will be low compared to comparable new projects. The onsite infrastructure is quite good, with an onsite power station and close by access to highway and rail.

All things considered, Stephen’s business model of using the latest technology to revive and eventually reopen shuttered mines is set to pay big dividends.

www.qccopper.com Tickers : OTCQB : QCCUF - TSXV : QCCU