Real estate is still in a major up-swing: prices continue to go up, inventory is low, and people are over-bidding just to get a house. A major online business that has added to the confusion is Zillow, and Debbie Bloyd comes on the show to explain how utilizing real experts and technology (rather than just technology) allows for accurate appraisals. Tune in to learn about the factors that Zillow tends to neglect when valuing a home, and how to be more aware in the current market.

-Not everyone is making money in real estate; Zillow has lost a lot of money with house flipping
-Here to explain where Zillow went wrong is mortgage broker Debbie Bloyd
-Zillow was messing up people’s expectations of how business should be done. You have to stay within the market range and not take people out of the equation
-You can’t only pay attention to technology and algorithms
-Zillow’s estimate does not have the final say; their algorithm doesn’t factor in everything
-A true appraisal is the only way to know what a property should sell for
-Zillow is a technology company applied tor real estate
-We need more people involved within the transactions
-There are going to be new ways to do appraisals on digital platforms in the coming years—utilizing technology and people
-Rates have been steady, but next year they’re going to go up
-With the stagflation in the 70s, real estate prices didn’t go up until the 80s

Useful Links:
Financial Survival Network
Money Strategies
Looking to Dive Into the Housing Market? The Time is Now with Debbie Bloyd
Wells Fargo Closes All Personal Lines of Credit with Debbie Bloyd

Direct download: Debbie_Bloyd_11.Nov.21.mp3
Category:general -- posted at: 8:01am EDT

We are currently experiencing the highest inflation we’ve seen in about 30 years, and I sit down and chat with Michael Busler to discuss some of the factors that have played into this. This is something that we experienced back in the 70s, and it is likely here to stay. Inflation is manifesting in a number of areas including energy and working wages—fueled by supply chain shortages and people leaving the workforce to receive money from the government. Something has to give, and we must show resistance to increasing prices if we want to avoid further damage to the economy.

-Is Build Back Better going to happen? We have inflation, an infrastructure bill, and a lot of other factors
-This is the highest inflation we’ve seen in about 30 years
-The Biden administration and the Federal Reserve say that it will go away—but this is not necessarily true
-They want the price of fossil fuels to increase, and have carried this out by restricting the supply
-Energy prices are going to rise in these conditions—manufacturers are also paying more to get energy
-Energy inflation is here to stay
-Wage inflation is also a major problem—3 million workers left the job market during COVID and are not returning
-Businesses had to raise the starting wage of these workers to get them back, and had to raise them for other workers as well
-The government has spend $6 million more than they’ve brought in in tax revenue in the last 2 years
-These things should not be passed at this time since we’re already in a hole
-Even when the supply chain issue is resolved, there are still number of other things causing inflation
-We could end up having stagflation, which we haven’t seen since the late 1970s
-The 70s was a great time to be a debtor
-As long as people keep receiving free money, they start to expect it. This mindset doesn’t help with the labor shortage
-Stock prices will usually go up more than the inflation rate
-When you see prices go up, don’t automatically pay them—see if there are substitute products
-If people become resistant to it, there will likely be less inflation

Useful Links:

Financial Survival Network
News Max
Michael Busler Twitter
Funding Democracy Facebook
Taxing the Rich to Death with Michael Busler
Inflation Isn't Going Anywhere But Up with Michael Busler

Direct download: Michael_Busler_11.Nov.21.mp3
Category:general -- posted at: 8:00am EDT

If you want expert insight on the precious metals and economic factors that influence this market, you won’t want to miss this episode. I sit down and chat with Craig Hemke about recent happenings, in which gold and silver broke the same number last week and are on the upward trend. There is a market inefficiency developing within gold, and this has to do with people buying into the idea of ‘transitory’ inflation.

-On the same day last week, gold and silver broke the same number and have been headed up ever since
-The bank created 30,000 contracts and added them to the existing contracts, which diluted the flow
-There is a market inefficiency developing within gold
-This is due to market participants believing the transitory claims
-When copper started taking off, this was the first hint that inflation wasn’t transitory
-Gold is a global thing and is influenced by so many factors, so you have to keep your eye out for them
-Even natgas is heavily influenced by geopolitics
-Most of the people alive today don’t know what inflation really is—specifically the inflationary times of the 70s
-So many countries have had hyper-inflation over the last 50 years, but a lot of Americans don’t understand that inflation never really left us
-Inflation is going to stay and get a lot worse before it gets better

Useful Links:
Financial Survival Network
TF Metals Report
Miles Franklin

Direct download: Craig_Hemke_09.Nov.21.mp3
Category:general -- posted at: 8:00am EDT

As you approach the age of 65, it’s absolutely critical to know about medicare and what plan is best for you in advance. I sit down and chat with Scott Maibor who is an expert on this topic, and he talks through Medicare, advantage plans, and Medigap, which have different facets suited for different individuals. There are many moving parts of the equation, so it’s important to look into them and see what makes most sense for you.

-It is important to know about medicare and the different aspects of it if you are approaching the age of 65
-If you’re going to be on medicare, you need some sort of additional coverage (medigap)
-Medicare combines government coverage as well as private insurance
-With any doctor that takes medicare, you’re covered 80%—but the 20% is no cap
-With medigap, you pay a fixed monthly fee
-A medigap plan is usually around $200 a month, and depends on a number of health factors
-With an advantage plan, there are no fixed costs
-Medigap plans have been around longer than the advantage plans
-It is important to look into state regulations to find out if you are allowed to switch plans at any point
-You can sign up for part A before you’re retired—it has no premium
-People compare medicare options to employer options, and there is a lot to consider
-You do get penalized for making too much money, which you also get with social security
-There’s so many moving parts of the equation
-You can avoid so many things if you plan these things out ahead

Useful Links:
Financial Survival Network
Senior Benefits Boston

Direct download: Scott_Malibor_07.Nov.21.mp3
Category:general -- posted at: 8:00am EDT

Ever since the election, the 1970s type of inflation has come into full swing, and Hoye has observed that the big game in the financial markets is inflation and financial assets. Hoye has looked at the history of these financial bubbles and the patterns that accompany them to determine what we can expect out of the current circumstances

-Since the election, the 1970s type of inflation has come into play
-In the financial markets, Hoye has observed that the big game is inflation and financial assets
-In a history of interest rates, you’ve never had anything trade negative on a nominal basis
-People are saying tangible assets are going forward, but Hoye thinks this is improbable
-Following every great financial bubble, there is a pattern
-The fed was unaware in the dangers of the great financial bubble—once it’s over, most prices have deflated
-The rise in commodity prices is associated with the increase in business activity you get at the final stages of a business mania
-Rising real rates will be part of the post-bubble world
-Copper is declining, gold’s real prices is declining, interest rates are declining, and the dollar is prepared to rally
-These items are doing what they’ve done at the climax of previous bubbles

Useful Links:
Financial Survival Network
Charts and Markets


Direct download: Bob_Hoye_08.Nov.21.mp3
Category:general -- posted at: 12:35pm EDT

I have the opportunity to chat with John Williams, who has been studying inflation for years—looking into the numbers that the fed has been leaving out of the equation. The government has majorly changed the way that they measure inflation over time, and they have been making alterations to reduce the headline inflation rate. Tune in to get the more accurate depiction of inflation, and to hear about where this situation is headed in the near future.

-My last article was on 12 reasons why inflation is here to stay, but John Williams has been tracking inflation for years—using the methods from back in the 70s
-Most people on the planet have never lived through a major inflationary cycle—it has historically been minimized
-We’ve seen changes in the way that the government has measured inflation over time
-They changed how they measured housing costs, shifting to a homeowner’s equivalent rent, or what a homeowner would pay himself to rent his own house/how he would raise the rent
-They kept making changes to reduce the headline inflation rate
-6-7 percentage points have been taken out of inflation
-Inflation is directly tied to supply chain issues, followed by shortages
-We are in an unusual circumstance since the economy shut down and employment has declined
-Holding US currency means that you’re losing purchasing power—it’s better to hold gold and silver, which will retain your purchasing power
-Williams thinks there is a good chance we will see hyper-inflation
-The best economic statistic is payroll employment—it’s a very broad measure
-People start to increasingly expect inflation

Useful Links:
Financial Survival Network
Shadow Stats
Hyperinflation Worst in 40 Years, and About to Get a Lot Worse | John Williams
Fed Trying to Keep Economy from Collapse – John Williams with Greg Hunter

Direct download: John_Williams_06.Nov.21.mp3
Category:general -- posted at: 8:01am EDT

Do you want to educate your children on how the economy works? Connor Boynack sits down with me to talk about the books he has written over the last several years that expose children to the benefits of personal freedom and free markets in a way that they can comprehend. A Dad himself, Boyack wants to give young minds access to the knowledge that extends beyond what children learn in school, and he provides the perfect tools to do so. Tune in to hear more about these great resources.

-Boyack writes books that expose children to the benefits of personal freedom and free markets
-He started in 2014 and has sold 3 million copies of these books
-He is a Dad and owns a think tank that deals with policy reform
-He wanted his children to understand the concepts that he deals with on a daily basis
-The first book was successful and the demand for these resources has been increasingly strong in the last few years
-The books are story-based and fully illustrated
-Their model is directed at families trying to educate their children—whether they are homeschooled or enrolled in school
-Children are pretty good at understanding complex topics, and this has been a thrilling aspect of Boyack’s publishing
-These children are ultimately going to help run our nation one day—it’s important to talk about these ideas because you don’t know what type of positive impact you could have

Useful Links:
Financial Survival Network
The Tuttle Twins

Teaching Children About Liberty - Solutions Watch


Direct download: Connor_Boyack_06.Nov.21.mp3
Category:general -- posted at: 8:00am EDT

If you’re looking to buy a car, to sell one, or even looking for vehicle repairs, you’re going to want to tune in to this episode. I sit down with Pam Oakes and discuss the automobile market—which is in a very unique situation. There’s a shortage of new cars, and an increased demand for used cars—so prices have increased substantially. Tune in to get insight on what to be on the lookout for, and what may be the best option for you.

-If you’re in the market for a car, looking to sell one, or looking for repairs, you’re going to want to tune in
-There’s a shortage of new cars, and used car prices are escalating
-There is a large demand for used cars
-It is not in the consumer’s favor to purchase
-Cars that would normally get repaired are getting totaled because companies know that they won’t be able to get the parts
-Wrecked cars are also going at record prices
-There is also a transition to electric vehicles that is occurring—with certain benefits and drawbacks

Useful Links:
Financial Survival Network
Find Me Auto Help

Direct download: Pam_Oakes_04.Nov.21.mp3
Category:general -- posted at: 8:00am EDT

Rick Rule and I sit down to discuss all things investment in light of the fed giving every indication that they’re going to taper. We discuss the oil and gas industry—which we’re pretty optimistic about—as well as the precious metals and how inflation is affecting jobs. Tune in for more insight from myself and Rick.

-The fed is giving every indication that they intend to taper—gold and silver prices are taking hits
-Rule enjoys security analysis and credit analysis, and likes what he does
-He enjoys looking at the interplay between income statements and balance sheets
-He also enjoys interviewing younger entrepreneurs
-The easiest sector to be optimistic about is the oil/gas business because they are generating substantial free cash flows
-The dividends associated with oil and gas are appealing
-Rule is also attracted to precious metals
-There’s lots of under-investment in things that help us to sustain our lives
-The oil and gas price had to go up based on the cost of production
-Businesses are giving large bonuses—especially in the case of trucking
-Certain McDonalds around the country are paying $18-$20/hr and giving hundreds of dollars as a sign on bonus
-People need a living wage
-The market will resolve itself eventually
-The easy money has been made in Uranium—the incentive price will probably rise significantly in the next few years
-Inflation makes existing resources more economic—it increases barriers to entry
-Inflation is the friend of people that have very large developed resources

Useful Links:
Financial Survival Network
Rule Investment Media

Direct download: Rick_Rule_03.Nov.21.mp3
Category:general -- posted at: 7:30am EDT

Eminent Gold Launches Nevada Treasure Hunt with CEO Paul Sun and Chief Geologist Dan McCoy


We were joined by a new sponsor Eminent Gold Corporation. CEO Paul Sun, a mining engineer with extensive experience in capital markets is at the helm. Chief Geologist Dr. Dan McCoy has over 30 years of global mining experience. He headed up the teams at Keegan Resources and Cayden Resources, which led to the acquisition of both companies.

There’s 4 PhD’s pursuing Eminent’s exploration ambitions. The company has four projects, all of which show great potential. As far is which one is the most promising, McCoy likens it to picking your favorite child, a hard task at best. To date, sampling has taken place at Weepah and Gilbert South. Results have greatly exceeded expectations, with channel grades up to 60 g/t gold and 30g/t gold respectively. This has helped form a better understand the underlying geology and to further refine future drill targeting.

Eminent is not just another Johnny-Come-Lately Nevada gold explorer. Their projects are in close proximity to other large past and present producing mines. They’ve upped the game by looking for gold in places where others haven’t previously ventured. They’re using the latest technology to re-examine historic projects. In earlier times, when less effective methods were the only one’s available, miners pursued low-hanging high-grade fruit and ignored deposits that were not then economic.

Times have changed; Sun and McCoy believe they are on to the next great Nevada discovery(ies) and expect a steady stream of news and catalysts to follow shortly.

Company Website:

Ticker Symbols: OTCQB: EMGDF  — TSX-V: EMNT

Prior company interview: Eminent Gold Corp: Four Nevada Lottery Tickets with CEO Paul Sun

Direct download: 042_Eminent_Gold_FSN.mp3
Category:general -- posted at: 8:17pm EDT

At Financial Survival Network, we’re always in search of more ways to bring in more revenue. Adam Mesh comes on the show to talk about low risk and decent return strategies that you can implement within your investing. Mesh tries to focus on long game—doing things that won’t get him burnt out quick and provide great results. Tune in for more pointers from Mesh and myself.

-We’re always looking for more ways to bring in more revenue
-Adam Mesh talks to people about trading and takes part in trading himself
-HIs focus is on the long game—doing things that won’t get him burnt out quick
-He started out day trading, and evolved from there. He likes having premium collection as a component of his trading
-If you think the market is going to go higher, you can sell a put and take ownership of a stock at a lower price
-A diagonal calendar is a synthetic cover call—it’s based on the expected moves

Useful Links:
Financial Survival Network
Cannabis Sector Looking Even Better with Adam Mesh

Direct download: Adam_Mesh_02.Nov.21.mp3
Category:general -- posted at: 8:00am EDT

Rob Stevens comes on the podcast to help us get a better understanding of why mining stocks move the way that they do, and he gives us some context around the current situation. Companies are expanding resources and making discoveries, but people are holding back on riskier stocks due to the equity markets. Tune in to learn more about what’s to come, and to get information on resources that can help you comprehend the inner workings of this industry.

-When it comes to understanding the mining sector, you want an understanding of why these stocks move in a certain direction—especially when you don’t expect them to
-When you think you know what you’re doing here, that’s when you’re most vulnerable
-Market indifference towards drilling results
-Companies are expanding resources and making discoveries
-People are holding back on riskier stocks because the equity markets are a bit depressed
-There has been a lot of financing
-The vast majority of investors in the market are at the wrong side of the trade
-The metal price index is sitting at the same high point as it was in 2012
-We are going to see a lot more news flow and activity as we get into the new year
-There’s a lot of money on the sidelines waiting for a peak
-Electric vehicles increase interest in commodities like copper
-Copper hit its peak and pulled back, but it’s definitely in an up trend
-$4.50-$5 copper makes new discoveries really attractive—copper is something to keep your eye on
-$4 seems to be the new floor for copper
-Gold is treading water, but at good prices
-There are so many different influences on gold price
-Safety is always an issue for uranium
-You also need to understand the mining process to understand why the stocks do what they do

Useful Links:
Financial Survival Network
Mining Essentials

How to Analyze Exploration Company Drill Results with Dr. Rob Stevens

Non-Technical Resource Investors Can Succeed if They Are Willing to Put in the Work with Rob Stevens

Direct download: Rob_Stevens_02.Nov.21.mp3
Category:general -- posted at: 8:01am EDT

It seems as if inflation is not quite as transitory as the media has portrayed. I sit down and chat with Andy Schectman about this ongoing phenomenon, which seems to be solidifying more and more as time passes. While CPI seems somewhat normal, things like commodity prices and house prices aren’t factored into this number. Tune in to hear Schectman and myself breakdown the inflationary situation that is definitely structural, and to hear about the wide-reaching implications of this matter

-Inflation is not so transitory
-The largest social security increase in decades is coming
-Companies are paying higher hourly wages and offering sign-on bonuses
-Prices are going up, house prices are going up, but these numbers aren’t factored into the CPI
-The media doesn’t do a good job of telling the truth
-This inflation is definitely structural
-Until you get a change in policy and the government is willing to make difficult decisions, this will be with us for the foreseeable future
-As money depreciates, it never has as much value as when you first had it
-The US leaving Afghanistan had a major impact on OPEC—they’re being protected by Russia and opened up oil to other currencies

Useful Links
Financial Survival Network
Miles Franklin
Silver Supply Could Vanish Overnight with Andy Schectman
Silver Bullion Will Disappear – “People Are Waking Up” with Andy Schectman

Direct download: Andy_Schectman_01.Nov.21.mp3
Category:general -- posted at: 8:00am EDT

Crescat Capital gold macro article

great charts, including:

The gold miners are the only major sector now generating positive free cash flow

The miners' gold reserves have peaked and are now declining, forcing them to acquire more by buying up juniors.

In the VA governors' race the Dems staged a fake white supremicist rally and tried to pin it on the Repubs, and got caught big-time. Meanwhile, school board protests are a huge factor and might be a sign of things to come for the midterms. 

In Australia, the bond yields are spiking through the central bank's target levels.

Emerging market interest rates are rising too. Brazil is good example, but lots of other countries have interest rates up in historically normal ranges of 5%-10%. The developed world is looking like the outlier. Are central banks starting to lose control of rates?

Shiba Inu and Squid Game cryptos soar by multi-000%. It's the dot-com bubble on steroids. 

Tesla gets an order from Hertz that's worth $4 billion and its market cap rises by $40 billion. Elon Musk's net worth now exceeds Exxon's market cap. Time to short them again? 

Direct download: John_Rubino_01.Nov.21.mp3
Category:general -- posted at: 6:30am EDT

For October, markets were up across the board. Dow up 5.8% 35800 and S&P 500 up 6.9% to 4605, Nasdaq up 7.3%. Russell 2000 up 4.2%, TSX up 4.8%, and TSX.V posted a major 10.6% increase. VIX settled back down to 16.3. The Dollar was mostly flat closing at 94.14 and the Euro was .2%. 10 Year yield up slightly 2.6% to 1.56. Bitcoin closed at 60698 for a massive 38.5%. Gold's up an unimpressive 1.7% to 1784. Silver was up 8.1% to 23.85. Pt added 6% to 1018. Pd was up 5.3% for the month to 1937. Copper up 10% to $4.46. WTI keeps going higher 11.4% to 83.57. Brent up another 10% to 84.43. Natgas skidded 7.5% to bring it to 5.43. Uranium added to its parabolic move up 7.1% to $45.50, more thanks to the Sprott Uranium Trust. 

Ratios:  Au:Ag down to 74.7, Pt:Au .57, Pt:Pd .53. BRT:WTI 1.01, WTI:HH 15.4, and AU:WTI 21.3.  

Direct download: Mickey_Fulp_01.Nov.21.mp3
Category:general -- posted at: 1:57pm EDT

As you get older, it’s important to have a plan regarding retirement, social security, and medicare. I speak with Mark Singer to address how changes in the economy are affecting these things, and what the benefits will look like based on the circumstances. Social security is seeing a substantial increase, but at the cost of the funds potentially running out faster. Tune in to get insight from Singer and myself on how you can prepare for what’s to come.

-Lots of individuals are wondering what to do in terms of social security, medicare, and retirement
-Mark Singer is the proprietor of 55retire
-Social security is getting the biggest increase we’ve seen in decades…will it last?
-The first two quarters ran about 5.5-6% higher than the previous year, and for the 3rd quarter it showed a 5.9% increase from the previous year
-As a result of this inflation, social security’s liquidity decreased by a year
-If we do nothing, social security will not have enough necessary funding to provide 100% of the benefit. Starting in 2033, they will be able to pay out 80% of the benefit
-There are ways we can increase the funding
-Be cautious of long term investments in consideration of interest rates
-Inflationary prices will probably stay with us for another year
-Get your goals straight and your strategy worked out so that you can prepare for what’s to come

Useful Links:
Financial Survival Network
Retirement Quiz

'What's Inflation?' with Mark Singer

'Semi-Retire at 55' with Mark Singer


Direct download: Mark_Singer_10.30.21.mp3
Category:general -- posted at: 8:00am EDT

How are people becoming so successful by getting involved real estate investing? Zack Boothe comes on the podcast to give us some insider knowledge on how he not only became a full time real estate investor, but started securing high-profit deals by doing so. He presents a concept called ‘driving for dollars,’ and is eager to share some of his expert advice. Tune in for more.

-Zack Boothe is an expert in what I like to call “drive-by real estate investing”
-Boothe wants to share the seven reasons why driving for dollars is the fastest way to make a fortune in real estate investing. A free PDF is linked below
-This strategy allowed him to become a full-time real estate investor
-Boothe has been utilizing his YouTube channel, doing exciting investment challenges, and he recently launched his podcast
-Real estate wholesaling is assigning/selling a purchase agreement
-You can get a property under contract that allows you to sign it to someone else
-He just did his first six-figure assignment through selling an agreement
-He uses an app called Deal Machine to find properties, and he reaches out to sellers
-Even larger deals like this can be completed in just over a week if you have a good strategy
-The foundation of any real estate investing business is generating discounted opportunities
-There is never a bad time to get into real estate investing
-There are incredible profit margins—in Boothe’s case, it is around 80%
-This allows him to have financial and time freedom
-If you’re looking to get started in this industry, make sure you have a coach that can guide you along—you will end up saving a lot.
-Look for a coach that has a heart of a teacher and is helping other people succeed. Make sure it is someone that you like and trust

Useful Links:
Financial Survival Network
Real Estate Wholesaling Course

Driving For Dollars 7 Reasons Free Guide

'He Turned $1000 Into $93,000 in 30 Days' with Zack Boothe

Direct download: Zack_Boothe_29.Oct.21.mp3
Category:general -- posted at: 8:01am EDT

We’ve been seeing car/chip shortages, and prices that are through the roof…what exactly is happening in the automobile industry? I sit down and chat with Heath, who is with Ultimate Car Negotiators and has an acute awareness of the trends with vehicle production and sales. The shortage right now is as real as it gets, and it’s something that we’ll need to get used to for a while. Tune in to get advice on some of the things you can do to adjust, as well as changes to be aware of in the realm of buying, selling, and repairing cars.

-We’ve discussed cars, car shortages, prices that are through the roof…what is happening?
-Heath is the ultimate car negotiator
-The shortage is as real as it gets—dealerships are emptying as a result of the lack of car production
-Used cars have gone up about 28% in the past year
-Used cars are becoming the only option
-There is a substantial chip shortage going on—perhaps purposely to maximize profits
-It will probably be fifteen months before things return to a more normal circumstance
-Car dealers are antsy to get more vehicles produced
-There is also a shortage of mechanics to work on cars
-A lot of people now are waiting to get what they want
-People are also becoming more flexible in regard to what car they’re willing to buy
-It will become necessary to order what you want, and wait for it to arrive
-Prices of parts have gotten so high that it is a lot harder to extend the lives of older cars
-Every car now is a “hard-to-get” car

Useful Links:
Financial Survival Network
Ultimate Car Negotiators

Direct download: Heath_Car_29.Oct.21.mp3
Category:general -- posted at: 8:00am EDT

No matter what, you can always turn your life around and become the best version of yourself. I chat with Randy Gage—who has battled addiction and financial problems, and has ultimately done a 180. He emphasizes the value of mindset, and says that when you start viewing yourself as a victor rather than a victim, you can come to terms with what it is that you want to change in your life. Tune in for an inspiring message from Gage, and for tips on how you can take steps toward change.

-There is always a chance for you to turn your life around and be the best version of yourself
-Randy Gage managed to turn his life around despite getting into a lot of trouble in his younger years
-The break he needed was having someone believe in him more than he believed in himself—one of his friend’s Father’s helped him out
-How do you make people believe in themselves and take advantage of a second chance? You can decide whether you are a victim or victor
-Gage started working on a restaurant and learned he cold play by the rules and still get far in life
-He ended up investing all of his money to start his own restaurant, and he lost it, but learned from this experience.
-People think the opposite of success is failure, but failure is part of the process of succeeding
-Gage tells his story at detention centers and halfway houses
-You have to be committed to working on yourself every day, analyzing what’s working and what’s not working
-It comes down to self-honesty, and you have to admit what needs to change within yourself
-The pandemic also allowed people to re-evaluate their life

Useful Links:
Financial Survival Network
Randy Gage

Direct download: Randy_Gage_28.Oct.21.mp3
Category:general -- posted at: 12:17pm EDT

Student loan debt has been a pressing issue in our country for quite some time, with little progress in resolving it. I sit down and chat with Paul Oster to analyze some of the causes of this phenomenon, and possible ways out. It seems that we are in an endless cycle of finance companies lending out more money, causing institutions to up their prices. There needs to be more awareness around the implications of taking a loan, and the long-term financial commitment it entails.

-Student loan debt has been a pressing issue for quite some time
-There has been talk of forgiving student loan debt—which is great in theory—but isn’t necessarily feasible
-What sounds great can be difficult to execute
-We must consider who is going to help fund this
-Student loan debt is something we have to get ahold of immediately; finance companies are lending more, so institutions are charging more. It’s an endless cycle
-In order to forgive this absurdly large sum of money, something has to give
-The deferment period and relatively low interest rates make loans attractive
-There needs to be a more in-depth discussion of these things and adequate planning before loans are taken so that people understand the consequences
-Students don’t receive enough information on all of the obligations of a loan—it can affect the rest of your life and set you back financially.
-It is good for building credit, but only if all payments are made on time
-There are lots of negative consequences that can come about in the case of emergencies
-Income-based repayment entails paying back your loans based on what you can afford
-The government is trying to solve a problem that they created—which typically just makes it worse
-The opposite of financial education is financial ignorance, and at a younger age it’s harder to make a decision that can harm the rest of your life
-Your credit score is either going to save or cost you money every month

Useful Links:
Financial Survival Network
"Millenials Messing Up with Too Little Credit?" with Paul Oster
"Threat of RansomWare is Quickly Spreading" with Paul Oster

Direct download: Paul_Oster_27.Oct.21.mp3
Category:general -- posted at: 8:00am EDT

Torq Resources’ Executive Chair Shawn Wallace and Chief Geologist Michael Henrichsen came on to discuss their recently acquired Chilean gold-copper Santa Cecilia project.

Wallace mentioned that Santa Cecilia was always their major goal. He had been hinting at something big during our last interview and now he’s delivered. At 32.5 square kilometers, it’s sitting on a major system in the world-class Maricunga belt. Some historical work had been done in the 1990’s, and then it inexplicably sat on ice for decades, ignored by all.

According to Henrichsen, “This is the real deal… The initial discovery has already been made…” Now they just have to identify the most promising targets. It’s an extremely unique place, which explains why the team spent the better part of two years on its acquisition. Henrichsen’s global mining network was instrumental in getting the deal done, especially in light of the global health concerns that made international travel all but impossible.

To sum it all up, Wallace says, “The Santa Cecilia gold-copper project represents the culmination of our acquisition strategy in Chile. It is our belief that exploration at a project of this magnitude will be transformative for Torq. Now that the project is in place, it’s time to start to realize its exploration potential.”

Ticker Symbols - TSX.V : TORQ OTCQX : TRBMF


Direct download: 041_Torq_Resources_FSN.mp3
Category:general -- posted at: 9:02pm EDT

On this episode of FSN, I catch up with Chris Vermeulen on what’s happening with the metals, as well as other sectors subject to the effects of inflation and market trends. The metals have been struggling for the last year, and when you look at the miners, they’re starting to break to new highs. We’re looking for a pause/pull-back and then a surge higher to indicate that the sector is about to take off. Tune in for more information and predictions from myself and Vermeulen.

-Chris Vermeulen tells us what’s going on with metals
-The metals have been struggling for the last year
-When you look at the miners, they’re starting to break to new highs
-It’s frustrating to see the back and forth trend, but the miners are starting to show a bit of strength
-The market is at a nice run, and we may see a pull-back for a week or two
-Gold miners are bottoming from a technical standpoint
-Gold miners and precious metals could be shining by the end of the year
-Key indicators of the sector about to take off will be a pause/pull-back and then a surge higher
-During the pause, more money will pour into these sectors
-They haven’t committed to the turnaround yet—we need to see higher prices
-We just saw a year-long consolidation, so it just has to turn the corner
-Oil, energy, and natgas do not seem like they’re going to pull back at all
-Energy stocks have been leading the way higher, and this is a good sign
-FPL is getting a 3-4% increase—pretty much all of it is natgas
-Power generation has a lot of fixed costs, and doesn’t instantly correlate with higher electric prices—but they it eventually drive electric prices higher
-People are relying on Florida as a port—which seems to be at capacity
-This is an interesting time for investors and the stock market
-Transportation is leading the way
-The small cap sector is trading sideways in a tight range
-The stock market is probably starting a major run towards the upside
-We need to see if the Russell is going to break out—which could lead to a euphoric phase in the stock market
-Due to inflation, commodities are on fire and everything is up
-Real estate is on fire, but real estate agents are doing too well—there are a surplus of agents with a lack of people looking to sell homes
-Is this going to lead to prosperity? After every good rally, we see a pause or a rough patch
-The Russell 2000 has a really strong looking chart—it has a lot of upside
-This year has been dormant in terms of sectors
-Tech sectors are probably going to lead the way

Useful links:
Financial Survival Network
The Technical Traders
"Gold, Silver, U.S. Dollar, Canadian Dollar" with Chris Vermeulen
"Market Drop Following Last Fall's Pattern" with Chris Vermeulen

Direct download: Chris_Vermeulen_26.Oct.21.mp3
Category:general -- posted at: 8:01am EDT

Are you or is someone you know looking to quit smoking cigarettes? On this episode of FSN, I sit down and chat with Setti Coscarella, the CEO of TAAT Global. TAAT is a cigarette replacement that is doesn’t contain nicotine, tobacco, or any of the other harmful ingredients in cigarettes. It still satisfies the taste of a cigarette, and contains CBD—which allows one to feel the calm sensation that a cigarette gives off. Tune in to hear more about this fascinating, healthier alternative to smoking that has the power to change the industry.

-We discuss a cigarette replacement that it made from hemp and doesn’t contain nicotine, tobacco, or the harmful ingredients in cigarettes
-It still satisfies the taste of a cigarette, and gives the calm sense that smokers traditionally enjoy from smoking
-All cigarette alternatives rely on the consumer being addicted to smoking/the product
-TAAT contains CBD, which operates as a calming property
-Smokers go about their life in a state of withdrawal, but with TAAT, you don’t have to face this effect
-It is designated to be a smoking replacement
-This gives consumers something they can enjoy as much—if not more—than a cigarette
-They are currently adding more states and countries to their market
-If you register with TAAT, they’ll send you your first pack for free

Useful Links:
Financial Survival Network
TAAT Global

Direct download: Setti_Coscarella_26.Oct.21.mp3
Category:general -- posted at: 8:00am EDT

When it comes to investing, it’s a veritable minefield out there. I sit down and chat with Mariuscz Skonieczny, the creator of MicroCap Explosions, to get access to some of the advice he gives to current investors. Especially when competition is so fierce, it can be profitable to consider lesser exchanges with lower competition—this is where value abounds. Tune in to hear about Skonieczny’s strategy for finding companies to invest in so that you can take advantage of good opportunities.

-When it comes to investing, it is a veritable minefield
-Some people think resource investing is dangerous, but it can also be very profitable
-When you go to lesser exchanges, it seems that value abounds there
-The central concept is competition—this dictates most things in life
-With big exchanges, everyone is paying attention to them and there is a lot of competition
-It can be beneficial to go places with little competition, like with secondary exchanges
-Oracle Resource has a copper project in Mexico, and Skonieczny discovered this a few years back
-He started investigating this company and learned that they were involved in a legal battle over a title dispute
-How do we recognize these deals? There is no particular formula, but it’s important to have an open mind; look at all the moving parts and analyze what is happening
-Have someone within the company explain to you why you may be interested and what is going on with the company
-Success in investing is finding good opportunities and letting them play out
-Investing involves a lot of sitting and waiting—you have to be willing to be patient
-Go through every company on a particular exchange individually

Useful Links:
Financial Survival Network
MicroCap Explosions


Direct download: Mariusz_Skonieczny_25.Oct.21.mp3
Category:general -- posted at: 8:00am EDT

Tier One Silver CEO Peter Dembicki, joined us for a sponsor update. Recently, the company received additional high-grade channel sampling results from the Cambaya target, located at the flagship Curibaya project in Peru. These samples have defined a sizeable area, (exact size currently unknown) with grades as high as 1853 g/t of silver eq. As a result, the company applied for a 200-hole drill permit on up to 20 new drill platforms, thus greatly expanding the total number of drillable holes at Curibaya. The rainy season is fast approaching and Dembicki expects drilling to begin in Q2 of 2022, once the rains subside.

Dembicki stated that, “The Curibaya project has advanced considerably over the past six months and increased our confidence in the potential for a world-class silver discovery. The work we have done has resulted in a larger footprint of high-grade silver mineralization, seen in rock samples as well as the recent channel samples from the Cambaya target.”

Now, all Tier One Needs is for its assay lab to release their long-awaited drill results, which should help better define the scope of the discovery and make Tier One Silver even more attractive to investors. (We own shares).

Company Website: 

Ticker Symbols: OTCQB: TSLVF – TSX.V: TSLV

Direct download: 040_Tier_One_Silver_FSN.mp3
Category:general -- posted at: 8:00am EDT





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