The Stimulus Package was signed in to law on March 28, 2020. If you're a Small Business owner, Independent Contractor, Freelancer, Sole Proprietor - The 2020 CoronaVirus Stimulus Package could be a lifesaver! Here is the link to go and get ALL of the Resources we have put together === https://bit.ly/2Uy8LEV Make sure you get at least the $10,000 COVID-19 ECONOMIC INJURY DISASTER LOAN APPLICATION ==== https://bit.ly/39u3F0R go to this video to learn how to apply for the Economic Injury Disaster Loan Application ===== https://youtu.be/YKVjDK5jHrg. Heather Havenwood (Like A Boss Podcast and Influencer Tribe) and I recorded this special briefing for you. Welcome to your emergency financial survival briefing. Please watch and share this with other people in your community and small businesses. Small businesses, really are the health and the breathing mechanism of America today. It's extremely important that we insure that as many as possible survive. There's a lot of things that got passed in the stimulus package, but much of it still isn't well known.

It wasn't just a blank check. There are different tiers for different businesses and governments. There's state, there's federal and SBA. There's literally different things. There's emergency loans, there's emergency grants. And so much so over the last what three days, Kerry you and I had been scouring the internet. You had the audacity to read the bill Cray Cray. You are, but that's who you are. So what we're doing is he's going to be going into the details of these different kinds of packages. I'm not going to call them loans because some are some art, some are grants, some are just gifts of the government. And there's a lot of um, a confusion out there. Even lawyers and accountants don't really exactly know what's going on. So we explained to you who Kerry Lutz is. So he's a financial guy now. Absolutely. That's, that's what we're here to do. I'm actually willing to having a phone call here in a couple of hours with a doctor, an MD who's got a general practice in San Antonio, and he was referred to me, but my other friend who's a doctor, he's like, please help them. You know? Um, so everyone's freaked out. And the, the challenge with all of that is that, uh, there's a lot of misinformation happening. You know, the end of the day, this, some news package just was signed on Friday, late Friday actually. information is still being brought out. As you know, Kerry I walked, went to three banks today, uh, to talk about one particular a loan program that was talked about in, in the Congress, the bill and all the bankers are like, we don't know what you're talking about. So there's just a lot of information. Our job here today is to help you as much as we possibly can. All right, so let's kind of dive in. My job is to keep a macro view on it and Kerry going to dive in a lot to the minutia. So let's start with the individuals. You know, what's in it for the individual who's not business? It is the $1,200, is that right, Kerry? Yup. Basically $1,200 if you're a married couple and you're under a certain income level, generally $75,000 each, then you'll each get 1200 and then $500 each for each dependent that's listed on your tax return. So it could be a substantial amount of money for a married couple. My partner business partner, he's got six children and a wife. So he's Yeah, small down payment. Okay. So we're quickly though on that cause something I learned last night, you and I are talking about if you, you need to make sure that you have to file your 2018 Taxes, correct? That is correct. There's no, you can't really tell whether it's going to tie it up or not, but they're going to base these payments on 2018 on your return. Heather, it wouldn't surprise me if it goes out early next week. I've never seen the government move as quickly on anything. when I was in New York and nine, 11, we had all these programs and they took months to get and and so New York might actually have an advantage here because they still have that infrastructure in place for their grants and loans that took place after nine 11. These programs can work for you. There are programs in this bill that will help you. Gig economy, financial contractors. I'm pursuing, I'm a, I'm a, I'm a consultant basically, right? I'm a one person employee. I have people that work for me, but they're all contractors. Uh, I thought for sure I'm not going to get anything. And uh, last night I, uh, along with Kerry, we filled out information to get a $10,000, what do you calls all loan? $10,000.

Direct download: FSN_Emergency_01.Apr.20.mp3
Category:general -- posted at: 8:00am EST

Karl M. Gibbons is quite optimistic about the future of small business. He believes that the government is giving the economy the lifeline that it needs and it's doing it very quickly.  His company is Third Eye Management in Florida and intends to help with the effort. He is a serial entrepreneur who created and sold four multi-million dollar businesses by the age of 40. He founded Third Eye Management in 1988. Gibbons merges timeless principles of success with leading-edge technologies to accelerate achievement.  He regularly works with clients to achieve growth, build business teams and recession-proof businesses.

Direct download: Karl_Gibbons_02.Apr.20.mp3
Category:general -- posted at: 8:00am EST

Dr. Luiza Petre joined us today for a discussion about the pandemic and why it's so important to keep your weight under control and stay healthy, for exactly this type of situation. She is a Board Certified Cardiologist and Weight Management specialist with extensive training and experience. She volunteers as a house doctor of the New York Philharmonic, so she understands how disease gets spread and how best to prevent it. 

 

Direct download: Dr_Luiza_Petre_MD_01.Apr.20.mp3
Category:general -- posted at: 8:00am EST

What can you say about March as the global economy shut down purportedly due to the dreaded Wuhan Coronavirus. 

Stock markets further imploded from February down 20 to 35 percent. VIX or the fear index closed at 53.5 but went over 80. Currencies fairly flat for the month after a large rise and then fall in the USD. Looney and Aussie $ killed. 10 Year yield hits another all time low of .70 going down to .33. Bitcoin down another 21%. Gold fluctuated but closed out at .5 percent to 1577. Silver down another 16% to 13.93. PT down 16%. PD down 8% for the month. Copper down a massive 12.2% to 2.21. Energies totally destroyed yet again. WTI/Brent down 55/55%. Natgas down 2.4% to 1.64 per mm. Uranium up 8.6% after widespread mine closures.  

Ratios: Au/Ag 113.2 - Pt/Au .46 -Pt/Pd .32 -WT/HH 12.5 and AU/WTI an insane 77. Crazy numbers make for crazy markets and insane investors. 

Direct download: Mickey_Fulp_01.Apr.20.mp3
Category:general -- posted at: 8:00am EST

In 2008, just before the crash, Rod Khleif was on top of the world. His net worth was increasing daily and he figured he'd never have to work again. He had an amazing home and all the trappings of success. But was he really successful? It took the 2008-09 crash to teach Rod what real success is. Unfortunately, he had to lose $50 million to find it. But he's come back now better than ever. Listen to Rod's story. 

Direct download: Rod_Khleif_01.Apr.20.mp3
Category:general -- posted at: 8:01am EST

Beate Chelette is an incredibly impressive entrepreneur. As she puts it, "My life has been one disaster after another." But this has worked to her advantage. Now she helps Entrepreneurs and Small Business Owners set up their businesses properly and achieve their growth goals in a systematic and simple way. Beate Chelette created The 5-Star Success Blueprint that reveals the exact steps business owners need to follow when they want to grow, build, and scale their businesses. It is proven to work. This is the very same system Beate used that resulted in selling her business to Bill Gates for multi-millions in 2006.

Direct download: Beate_Chelette_01.Apr.20.mp3
Category:general -- posted at: 8:00am EST

It seems like this crisis has been going on forever now. To think that just a few short weeks ago everything was relatively normal. And now, the economy has been stopped dead in its tracks and we're all sitting home wondering when it will be over. But the worst of the economic turmoil hasn't even hit us. The government is busy with helicopter and we're about to see the first installment. What will this mean for gold, the Dollar and fiat currencies in general? And as we stated, Joe Biden was merely a placeholder candidate who's replacement appears, for now, to be NY Governor Andy Cuomo. Just according to the script. We'll have to see when the much anticipated global reset will take place. 

Direct download: John_Rubino_30.Mar.20.mp3
Category:general -- posted at: 8:01am EST

Was there a global overreaction to the Coronavirus. Probably yes and for good reason. Shutting down the global economy was probably not necessary, but what were the options. Deaths are increasing but they're not to the point of a mass die-off. Isn't easier to protect the most vulnerable people, then to quarantine the healthy. It will be interesting to see where we go as we move further ahead and as we learn more about the virus. 

Direct download: Daniel_Joseph_25.Mar.20.mp3
Category:general -- posted at: 8:00am EST

The moves in the gold market during the past month have been insane. We’ve seen a false breakout, a crash and then a false breakdown. It all comes down to where you close the period. The fact that gold rallied back to its pre-crash peak is quite encouraging. It recovered all of its losses and got back to its previous point. Therefore, that’s reason for great optimism. While the volatility has made it difficult to get a bead on the market's direction, the trend remains upward. Jordan says it could still go a bit lower, but after the retest it will likely head much much higher. 

Direct download: Jordan_Roy_Byrne_29.Mar.20.mp3
Category:general -- posted at: 8:01am EST

Student loan borrowers can suspend payments for 60 days without interest

Borrowers with federal student loans will be able to pause their payments for two months without interest accruing, President Donald Trump and the Education Department said Friday. The move is an effort to help those financially affected by the spread of the coronavirus. Trump had announced last week the government would waive interest on federally held loans last week, but few details had been available. The suspension will be in effect for at least 60 days, and it started on March 13. "Right now, everyone should be focused on staying safe and healthy, not worrying about their student loan balance growing," said Education Secretary Betsy DeVos in a news release. "I commend President Trump for his quick action on this issue, and I hope it provides meaningful help and peace of mind to those in need.”Colleges have gone online:In two weeks, the future of college has become uncertain, thanks to coronavirusBorrowers will have to contact their loan servicers to request the pause in payments. It's unclear how quickly those agencies will be able to respond to those requests.Those who still want to make their payments can do so. The payment in that case would be applied directly to the principal balance, which may allow some borrowers to pay off their loan more quickly. Those in the Public Service Loan Forgiveness program who have to make 120 payments before their loan is forgiven may also be interested in continuing to make payments, the release said. College student loans: Debt hits a new high in 2018, though growth slows, as free tuition plans spread

The department also authorized suspension of automatic payments for borrowers more than 31 days delinquent as of March 13, or anyone who becomes 31 days delinquent.

Pausing loan payments is one of the many financial measures lawmakers have considered to ease the financial burden caused by the coronavirus. Some Senate Democrats have proposed that the Education Department be authorized to make payments on borrowers' loans. Senate Majority Leader Mitch McConnell's plan called for a pause for three months and would give DeVos the ability to suspend payments for an additional three months on top of that.

Direct download: Sam_McElroy_27.Mar.20.mp3
Category:general -- posted at: 8:00am EST

If you’re like us you’ve been sitting around with nothing else to do other than to contemplate the global economic disaster that we’re currently enduring. Is it a deep state plot, an act of utter incompetence by our leaders or just a bunch of well intentioned pointy headed bureaucrats in over their heads? It really doesn’t matter which. This disaster has been completely mishandled from the get-go. So says noted retired critical care physician, Dr. Ted Noel, the time for quarantines was when the Coronavirus was first discovered by China. According to study, the disease could have been halted in its tracks if China had done the right, which of course they didn’t. It was a simple matter of quarantining Wuhan and the surrounding areas. Once 10’s of thousands of Chinesetravelers were allowed to leave Wuhan, the entire world became infected. The virus was out in the wild, as Dr. Noel observed. 

At that point the best thing for governments and health specialists to do, was to reverse quaranntine those in the vulnerable segment. Theh infection rate had already gone full hockey stick and there was no way to stop it. The good news, however, is that the virus is extremely suceptible to heat and humidity as numerous studies have shown. This will result in a dramatic cessation come spring and summer. 

Most people are actually immune to the virus, as high as 80 percent, as we discovered from the infection rates experienced on the Diamond Princess Cruise Ship. Tee actual death rate was 1 percent, likely increased by ineffective medical treatment on the ship. 

The problem in Italy and NYC is that their medical systems were socialized and therefore and inadequate to the task. An administrator gets to play G-d. His decision determines who will live and who will die.

This is the best presentation to date on the topic.  Make sure you leave comments below or write us at kl@kerrylutz.com.

Direct download: Dr._Ted_Noel_27.Mar.20.mp3
Category:general -- posted at: 8:01am EST

Dr. Rana Al-Falaki --- Women’s Empowerment Expert, says that, 
"The nation’s newest New Normal is still taking shape, but the confusion and uncertainty over what lies ahead in efforts to contain the Coronavirus is escalating anxiety levels in ways that are unprecedented."

To help combat anxiety and depression around the crisis, self-care is going to be critical. This includes deep breathing, healthy eating and exercise, and most importantly – a POSTIVE MINDSET. However, none of this will be easy during a pandemic.

Direct download: Dr._Rana_Al-Falaki_27.Mar.20.mp3
Category:general -- posted at: 8:00am EST

Amazing how there’s no data on how many people actually recover. The flu kills far more people than the Coronavirus. We’re getting information from the media that supports a narrative. There is a bright spot. The quinine based drugs appear to be effective. Why is the NHI holding back. They already have a 2005 study that shows these drugs effective against Coronaviruses. Government has been completely ineffective in its response. We need to get off our partisan stool. Government is not working for the people. 

Direct download: Elaina_George_25.Mar.20.mp3
Category:general -- posted at: 8:01am EST

If you haven’t noticed, the world is a complete mess. $5 trillion in stimulus is coming down the pike. The so-called experts have led us down the path of ruin. It’s up to the individual to steer clear and survive. In the past 20 years, this is the third massive liquidity event. The fire sales are about to begin. Stock market losses shouldn’t effect your burial plans. More saving and less spending is the key. Perhaps we’ll see a change for the better in business and in society. 

Direct download: Danielle_Park__25.Mar.20.mp3
Category:general -- posted at: 8:00am EST

Kevin Drover is so motivated to get Aurcana Corporation's silver mine producing that he's moving to Colorado, down the street, to personally oversee its operations. Unlike many in the industry, Kevin started out as a lowly miner and has worked every position until becoming a CEO. He has devoted substantial personal assets to the company.

Aurcana acquired Ouray Silver Mines Inc. which owns the Revenue-Virginius poly-metallic mine in Ouray, Colorado in December, 2018. Grades run as high as 37 ounces per ton of silver through narrow veins. Even at today's depressed silver prices, this mine is a money maker. With a little cooperation from the markets, this could be a runaway success. 

A new mill was built in 2011 and the mine was last operated in 2015 before being placed on care and maintenance. Since 2015 more than $20 million has been invested in technical work on the asset. In June 2018 and updated feasibility study was completed and the mine is fully permitted for immediate production. And now the capital is being raised and production could be just months away. 

Direct download: Kevin_Drover_25.Mar.20.mp3
Category:general -- posted at: 5:15pm EST

The coronavirus continues to spread. It has hit U-S bases worldwide and, in some cases, has diminished America's capacity to defend our interests around the globe. But how bad is it?

"Whenever an outside entity invades a military operation - or changes what it is we need to do - there is reason for concern," says long time Intelligence, Counter Terrorism Expert and former Green Beret Brian Boyd (see short bio below). www.boydintelligence.com

Another major concern is that the military may not have an adequate supply of coronavirus testing kits at installations overseas, especially in the U.S. Central Command area of operations. In fact, several U.S. military exercises have been canceled or significantly scaled back to prevent the spread of the virus.

So what happens next and are our interests in danger?

Direct download: Brian_Boyd_24.Mar.20.mp3
Category:general -- posted at: 8:01am EST

Print, print, print and print still more. Italy, Germany, France and Spain are all throwing money at the problem. The aftermath is going to be that economies will be failing all over the place. The credit cycle was turning down when the pandemic hit. And now the solution to create new money and credit. We were just about to fall off the cliff and along came the Coronavirus. Businesses no longer have clients willing to buy their produce unless they’re supplying essentials. The dollar is central to the entire system. Within a month there will be a banking crisis in Europe. That will be remedied by money printing. 

In the US the supply chain has been interupted. Payments are not flowing. This has a cascading effect. It’s enormous, it’s bigger than GDP. This is having a major negative impact upon total production and this will result in bankruptcies. Banks will reduce their lending to lower risk. The money coming from the Fed must help the payment streams and solve the credit contraction problem. There will come a point when it becomes practical for a country to back its currency with gold. It must have a credible currency and must get it’s financial house in order. You cannot have a gold standard and be running a deficit. It cannot be done. 

Direct download: Alasdair_McLeod_24.Mar.20.mp3
Category:general -- posted at: 8:00am EST

It was always going to happen, the catalyst was the shock. Who would have thought a pandemic would trigger the global financial collapse. Early Monday morning the Fed announced the largest QE program in history. It’s unlimited, literally infinite. Free money is on it’s way. Helicopter money is on its way. Free money is coming to you soon. There’s time to wait to get it right. The people in charge are the Herbert Hoovers of our day. They have unlimited funny money to play around with. Just hit a key and the money shows up. The money itself is meaningless. There’s a point at which the money being dumped into the economy will affect the value of the currency. We’re getting there. 

If you’ve raised a lot of cash and it’s just sitting there, you’ve got to be thinking about inflation. Some of that cash is going to flow into precious metals. People sold everything to get their hands on cash and now some of that cash is flowing back into gold and silver. 

Direct download: John_Rubino_23.Mar.20.mp3
Category:general -- posted at: 8:01am EST

Comrade DiBlasio is a complete imbecile. He refused to close the schools and refused to order additional supplies. He wanted to imprison people in their own homes. At the same time he wants to release prisoners from jail. He’s more concerned about the criminals than the honest citizens. During the 1980’s when the Soviet Union was stationing war materials, Comrade D was all in favor. The teachers were munitying against him and then he finally had to close the schools. And it’s all Trump’s fault. The politics are completely out of hand. An emergency such as the one we are facing should bring people together and politics shouldn’t get in the way. 

Direct download: Frank_Vernuccio_23.Mar.20.mp3
Category:general -- posted at: 8:00am EST

As usual, the American Taxpayer is getting the short end of the bail-out stick. The taxpayer won’t be paying the tab for the latest round of corporate welfare transfer payments. Since we’re already running trillion-plus deficits, the currency holders, savers and bond holders who will pick up the eventual tab, after seeing their asset ravaged by inflation and all of society. And for what? Flashback to 2008, when the nation’s banks and investment houses were caught flat-footed by the mortgage meltdown, a crisis of their own making. They were given trillions in cash with virtually no strings attached. Large portions of the bailout went towards bonuses for these unworthy titans of finance.

Direct download: TLR_481.mp3
Category:general -- posted at: 11:52am EST

Scott’s radio show is Financial Insanity and that is exactly what’s happening now. The Market’s collapse has taken us back to May 2017. This is how today’s financial advisor sends your money to a mousetrap. From 1899 to 1921 the market went nowhere. When the PE shows 30, it’s time to head for the exits. This is the time to do something. From the year 2000 to now the stock market is only up 96%. Insurance would have done much better. It's never too late to get your financial house in order. 

Direct download: Scott_McLean_18.Mar.20.mp3
Category:general -- posted at: 8:00am EST

Direct download: TLR480_19.Mar.20.mp3
Category:general -- posted at: 8:00am EST

Chris says money is moving just like it has in the past 5 panics. This is normal technical behavior in this type of market. There will be a huge move when money comes back into the stock market within several weeks. This will mark the first bounce in the bear market. All the countries of the world are pumping and dumping money into their economies. Eventually the music will come to an end. Dumping trillions may work out well but maybe not. Whatever happens, it’s going to be a major plus for precious metals and mining stocks. 

Direct download: Chris_Vermeulen_18.Mar.20.mp3
Category:general -- posted at: 8:00am EST

Heye Daun, CEO of Osino Resources, is very confident that he's found another major gold deposit. He's already founded and sold off two companies and it looks like he's well on his way to a third. This project is on the same belt as the last company, so Heye is feels good that he will achieve similar results. 7 of the first 8 holes came up positive. It's a huge district scale project that could be something very special. Heye believes that it will eventually become a producing gold mine. Best of all, after the recent over-subscribed financing, Osino is fully funded for 2020 and the better part of 2021. So now Heye can do what he does best, drill and find massive deposits of gold. And Namibia, while located in Africa, is extremely stable and mining friendly. All the pieces are in place for an incredible success.   

Direct download: Heye_Daun_02.Mar.20.mp3
Category:general -- posted at: 4:06am EST

SexyBoss Heather Havenwood has recently been looking for a life coach. She's ended her relationship with several and wants someone who will just give her the truth and not offer soothing words and reassurances. Evidently not an easy task. As anyone who's ever pursued a career knows, you're going to have to endure a certain amount of failure to achieve success. Any other way and you'll wind up with microwaved pizza. Looks like the real thing until you bite into it. There's a lot of wisdom here and the SexyBoss knows from whence she speaks. 

Direct download: Heather_Havenwood_13.Mar.20.mp3
Category:general -- posted at: 4:06am EST



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