Noted CPA, Attorney and Author Sandy Botkin knows a lot about debt and why people often wind up sinking in a sea of it. He's written a book about how people can avoid it or get out of it and he's shared with us the big reasons why so many have succumbed to it. The causes are simple, but exercising the discipline to say no is hard. Sandy shows you how. 

Direct download: Sandy_Botkin_28.May.14.mp3
Category:general -- posted at: 3:16pm EDT
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