Kerry Lutz and Carl Gould discussed the resurgence of buy now, pay later plans and how they can be an effective way for companies to attract new customers. They cautioned consumers to be aware of potential hidden fees and penalties before signing up for these programs. The speakers also discussed the challenges facing retailers in the changing retail landscape and how they are adapting to attract customers. They emphasized the importance of creating a compelling experience for customers and using innovative tactics such as bundling, clearance racks, promotions, and discounts.

The conversation also touched on the pros and cons of online shopping versus local stores, with Amazon being a trusted source for finding products and managing expectations. The speakers noted the advantage of curbside pickup offered by Target and Walmart, which has proven to be a valuable service for customers who need items quickly. Additionally, the speakers discussed the trends in Christmas shopping and the rise of buy now, pay later programs.

They cautioned listeners to be aware of the fine print and not to use the programs to play catch up. Finally, the speakers emphasized the significance of the three major holidays of Halloween, Thanksgiving, and Christmas, which make up to 40% of businesses' revenue, and the importance of strategic planning for consumers to save money by buying off-season.

Visit Carl's site at: https://CarlGould.com

Direct download: Carl_Gould_06.Dec.23.mp3
Category:general -- posted at: 8:01am EDT

Kerry Lutz and John Rubino discussed the recent highs and lows of the gold and silver market, with Rubino explaining the concept of resistance and support in trading. They speculated on whether gold will drop to $2000 and bounce back up, which would indicate a bull market. Rubino also mentioned the macro reasons for a possible recession and how it could affect the precious metals market, with Lutz suggesting that this could be a "back up the truck moment" for buying gold. They also discussed the potential impact of ETFs on the cryptocurrency market, with John suggesting that the ETFs could be a significant new source of demand that sends Bitcoin and Ethereum up dramatically.

The conversation also touched on the possibility of a false flag attack in the Middle East to justify going to war, with Rubino expressing concern that some in the US government would like a US-Israeli alliance to destroy all perceived enemies in the region. They both urged caution and verification of any information coming from the government. Additionally, they engaged in a lively discussion about the upcoming election and the various scenarios that could occur, including scandals, health emergencies, and convictions. Overall, the conversation highlighted the unpredictability and uniqueness of the current political and economic climate.

Find John here: Rubino.Substack.com

Find Kerry here: FSN

Direct download: John_Rubino_05.Dec.23.mp3
Category:general -- posted at: 8:00am EDT

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