Paul Oster from bettercredit.com advises listeners to use prepaid gift cards to manage holiday spending and avoid credit card debt. He emphasizes the importance of having a plan and budget in place, paying off new balances within 90 days, and being disciplined to avoid financial stress. Oster also warns against cyber security threats and identity theft when shopping online, recommending the use of gift cards instead of debit cards and caution when clicking on links and ads.

Kerry Lutz questions how many people will follow this advice, but Paul stresses the need for a change in behavior due to the current economic situation. They also discuss the serious consequences of credit card debt and provide practical advice on managing debt and improving credit scores, including contacting Better Qualified for a free consultation and analysis.

Direct download: Paul_Oster_27.Nov.23.mp3
Category:general -- posted at: 8:01am EST

  1. Misguided Focus on Carbon Dioxide: Goreham challenges the prevailing view of carbon dioxide as a pollutant, questioning its classification and impact on climate change.

  2. Net Zero by 2050 - A Flawed Goal: The conversation explores why aiming for net zero emissions by 2050 might not be the most effective approach for addressing environmental concerns.

  3. Electric Vehicle Market Challenges: An in-depth look at the obstacles facing the electric vehicle industry, including technological, infrastructural, and economic barriers.

  4. Renewable Energy Transition Complexities: Goreham and Lutz discuss the difficulties in transitioning to renewable energy sources, highlighting the limitations and realities of current technologies.

  5. Subsidies for Green Initiatives: Examination of the role of subsidies in promoting electric vehicles and renewable energy, and whether these incentives are truly beneficial.

  6. Critique of Current Environmental Policies: A critical analysis of measures like banning plastic straws and demonizing carbon dioxide, questioning their effectiveness and impact.

  7. Microgrids as a Potential Solution: The episode delves into how microgrids could offer a solution for stabilizing unstable grids and storing alternative energy, presenting a different angle on energy management.

  8. 'Green Breakdown' Book Information: Details on how to obtain Steve Goreham's book, "Green Breakdown," including purchasing options and additional resources for readers.

Closing Thoughts:
Lutz and Goreham wrap up the discussion by emphasizing the need for a more nuanced and practical approach to environmental policy, urging listeners to consider the broader implications of current strategies and to explore alternative solutions.

Find Steve here: Steve Goreham

Find Kerry here: FSN

Direct download: Steve_Goreham_23.Nov.23.mp3
Category:general -- posted at: 8:00am EST

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