Howard has seen it all. 

He's been publishing The Ruff Times for thirty-four years, in bull and bear markets in stocks and the precious metals. As he says, "I've been around a long time, unlike most of the hot financial advisors and brokers today who weren't even born when I was already accurately predicting the markets. These big shots were the Invincible Optimists at the peak of the last bull market on Wall Street in the spring of 2000, and I was yelling at them (they didn't listen) to get out of the stock market. I think I am one of a handful of real adults in the Wall Street kindergarten with a long-range view of the world of money and an encyclopedic view of gold and silver."

While his health hasn't been great recently, he's still producing and still giving accurate commentary on the US and world financial situation. His wisdom is battle tested and his advice has proven extremely profitable over the years. 

Please send your questionss/comments to or call us 347-460-LUTZ.

Direct download: Howard_Ruff_02-10-2012.mp3
Category:general -- posted at: 4:44pm EDT

Ty Andros joins us today for an economic update covering the latest hotspots around the globe. Ty is not just an Austrian Economics admirer, he's put the philosophy to excellent use. Armed with his projections he's able to make common sense calls about the behavior and direction of markets that can lead to good profits. It's really not a matter of what you know, but how you use it.

QE3 is written all over the markets. You see its fingerprints in decreased volatility, the absence of individual activity and a sense that market signals are no longer functioning properly. Sell signals and buy signals have stopped working. So just being a market technician clearly will not work in the current environment. A deeper understanding of where things are heading is essential. So join us next week to find out more about watching for the new indicators. 

Please send your questions/comments to or call us at 347-460-LUTZ.

Direct download: Ty_Andros_02-10-2012.mp3
Category:general -- posted at: 1:06pm EDT






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