Apr 29, 2013
When it comes to getting your creditors to write off your debt, time truly is money. If you can afford to sit back and wait for your creditors to start making settlement offers, then time is on your side. If you need to clean-up your credit to buy a car, a home or to get new credit cards, then time is on your creditors' side. Eventually all consumer debts go off your credit report and become unenforceable. It's just a matter of whether you can wait that long or not.
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