Kerry Lutz's--Financial Survival Network

Robert Ian has done a lot in his life. Magician, motivational speaker and consultant to large corporations. He has helped them navigate organizational change and he can help you do the same. Robert has been all over the financial collapse and in fact was ahead of the curve, recognizing it far earlier than most of the network pundits. He's got a strategy for dealing with it too. It involves investing in yourself to obtain the skills that will enable you to support your family and yourself when we enter the next phase.

While there may be many things that you cannot do to avoid the economic tsunami, no one is helpless in preparing for it. The key is to act now, don't wait for the inevitable to occur. These disruptions have occurred in the past and they will happen again, no matter how enlightened mankind may believe itself to be. The key to conquering and managing change is to anticipate and figure out how you can profit from it. It's really that simple.

Miles Franklin's reigning precious metals guru Ranting Andy Hoffman told us today that Europe's economic system is toast. There's no way for the weaker economies to make a comeback and pay down all the debt they've accumulated over the past several decades. More importantly to us New Yorkers, however, is that the NY Giants defied conventional wisdom and the prognostications of the clueless mainstream media and defeated the Green Bay Packers. While I know that this is a disappointment to many of my Wisconsin friends, family and fans, nonetheless it made it easier to wake up this morning and come to work. Perhaps New York's wunderkind governor will also defy the odds and turn New York's economy around. However, I think the Giants are more likely to win the Superbowl than that occurring.

Nine European nations' credit ratings were slashed on Friday. France lost its coveted "Triple A" ranking and Italy was cut to just one level above junk. But Andy says, "That's all any of their debt is, junk." Time to take matters into your own hands and start stocking up on gold and silver. Prices have firmed and now it's just a matter of time.

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

New York Governor Andrew Cuomo has recently cut a deal with an obscure Malaysian Company to build a mega-casino at the Aquaduct Race Track in Queens Borough of New York City. At the same time he has put an indefinite hold on Hydro-Fracking natural gas drilling in virtually unpopulated sections of the New York State. So in other words, he wants you to become a low paid croupier, not a high paid gas driller. There has been virtually no discussion of the negative effects of gambling, increased crime, broken families and suicides. And as we've found out recently, for most people, gambling is a discretionary expense. 

Natural gas drilling workers earn over $100,000 per year on average. It has become a multi-billion dollar industry in neighboring Pennsylvania (which has also legalized casino gambling) and is accounting for thousands of jobs. So why not legalize Fracking and Casino Gambling? And more importantly, the deal that was cut to allow this mega-casino is a text book study in crony-capitalism. The shadowy Malaysian Company hired scores of top flight lobbyist and they got the deal done. Is this what New York and the United States have become?

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

Many States are scrambling to build new casinos. They mistakenly believe that this is a surefire prescription for more tax revenue and jobs. They've bought into the false Las Vegas Myth--that if you build it and it has a blackjack table, a roulette wheel and a craps table--they will come. However, Vegas is looking more and more like Detroit, yet another failed US city. Do politicians believe that encouraging and subsidizing these parasitic industries is going to build wealth? As libertarians we are not against citizens starting and running gambling enterprises. They've been doing it since the before the Babylonians and they're going to be doing long after we're gone.

What we object to is the unholy alliance of government and big gambling. It is corrupt and it does not serve the public. Selling mega-casinos as a panacea for economic growth is completely fraudulent. The overall wealth of a society that engages in governmental sponsored gambling enterprises actually goes down. While there is an increase in taxe revenues, there's also a resulting decrease in consumer spending and an increase in social costs, which are never factored into the rigged gambling equation.

While on occasion we have unsuccessfully tested our luck at the tables, we all know that gambling is a vice that can destroy families, increase crime and harm society. Therefore, the government should stay out of it, whether it's running lotteries, booking sports/horse bets or embracing casinos as a fiscal cure all.

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

Alex Daley is the editor of CaseyResearch.com's Casey Extraordinary Technology Newsletter. Alex isn't into technology, just for technology's sake, but also to achieve extraordinary returns. His record is the stuff of legends. He has an uncanny ability to identify emerging technological trends and then find the companies which are most likely to prosper greatly. All it takes is a disciplined approach and ability to see the world as it might when new tech takes hold. 

And Alex as an industry insider of the highest order,has been involved in numerous startups as an advisor to venture capital companies. He’s also a trusted advisor to the CEOs and strategic planners of some of the world’s largest tech companies. And he’s a successful angel investor in his own right, with a long history of spectacular investment successes.

He shares with us his take on a number of areas, such as revolutionary manufacturing technologies, natural gas distribution, electric cars, biotech and nanotechnology. His knowledge and grasp of the latest developments in these industries is quite impressive. And his insights could be the ticket to the high returns you're searching for.

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

Answer--Very gently. 

Chris Duane and Kerry Lutz sit down for a discussion of psychopaths and what to do about them. We've all probably encountered them at work, in government, in friendships or perhaps even had a relationship with one. Chris explains how to identify them and what you can do. Sometimes it's best to flee. Other times confrontation works and then perhaps the most effective method is simply ignoring them. It all depends upon the situation you find yourself in. But whatever you do, you must get away from them if at all possible. 

The history of politics and government is riddled with these destructive personality types. From Napoleon, to Lenin, to Hitler, to Stalin, to Mao, these dangerous men are all been certified sociopaths (Chris likes psychopath better). They've killed millions and inflicted untold pain and suffering. However, it is often the lesser known psychopaths who are in a position reek the most havoc in your life, which is why you need to be on your guard to avoid all such engagements. 

Always fun, often irreverent Kerry Lutz and Chris Duane are helping to evolve thought and action in the New Economy.

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

Danielle Park is a reformed attorney, like your host, a Chartered Financial Analyst, and a long time money manager to the wealthy. Today, she explains how the markets are simply doing what they always do; she states that with the proper understanding and the ability to go against the grain, large profits are obtainable to savvy investors. When things look great and it appears that nothing can go wrong, it's time to start preparing your portfolio for the inevitable crash. An understanding of history shows us that it's not really a new era, and this time ISN'T different. There is no such thing as the abolition of the business cycle. The more things change, the more they stay the same.

Don't get taken in by the hype and remember that on Wall Street, conflicts of interest prevail. Finance people have to pay bills just like the rest of us. So therefore, you can't reasonably expect them to put their own interests behind yours. Although such individuals do exist, they are extremely rare and hard to find. But also remember that no matter how bad winter may appear to be, it is always followed by warmer weather. Economic winters can last much longer than we believe possible, however, just when hope is about to give out, the seasons change and the cycle repeats.

Danielle is an active speaker and writer; her work can be found on www. JugglingDynamite.com.

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

Gary Wagner stopped by the show today to explain why technical analysis along with a fundamental grasp of the underlying economic trends and issues gives us the best understanding of where gold and silver are heading. He is quite sure that the vicious precious metals correction has run its course and that we are now witnessing a new upward leg in the precious metals/commodities super-bull market. This means returns for those who are in already will abound, and buying now will be extremely positive. 

It always seems hardest to jump into a market that appears to be bottoming out in the hopes that you will catch the next wave up. It requires an ability to ignore the pundits and the so-called experts and keeping your wits about you. Gary's been doing it a lot of years, and he's displaying very little concern about the downside of this move. No one knows for sure what tomorrow will bring, however we do know that history often rewards those who have the ability to deviate from the pack.

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

Dan Miller, internationally renown life coach and author of many books proves you only need 48 days to do the work you love and were meant to do. As he says, "Our mission at 48 Days is to foster the process of imagining, dreaming and introspection, to help people find their calling and true path, and to translate that into meaningful, purposeful and profitable daily work." What could be greater than this? Sounds too simple and easy to be true, but the Financial Survival Network is proof that it isn't. Using the techniques outlined in Dan's books and website, I found my calling--and a large part of the work I do is to help you find yours.

Surviving and thriving in the new economy isn't easy, but it can and is being done by many. Stop living your life by default and stop leading a life of quiet desperation. Take control of your future by taking control of your present. There's absolutely no reason for you to ever do a job that you don't enjoy and that doesn't provide you with the personal satisfaction you desire and crave.

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

Are you starting to believe that junior mining companies are destined to become the hottest market sector? There are many many juniors out there, so finding the right ones who are poised for success is the key. Adrian Fleming, CEO of Smash Minerals thinks he's on to something. And he's done it so many times before that he could be right. His last major strike, Underworld was so to major Kinross and that left Adrian with a problem. He loves starting new mining companies and going for the gold. So he reached into his phone directory, starting building a new team and thus Smash (SSH-TSXV) was born. 

They're currently merging with Prosperity Goldfields and they have a number or large claims. They're well capitalized and have committed to an aggressive exploration program, for which they have high hopes. Will Adrian strike gold yet again, for someone with his record, success is never an accident. 

Please send your questions to kl@kerrylutz.com or call us at 347-460-LUTZ.

We've all been plagued by the late night commercials where a New York Lawyer, in an ugly cowboy hat and ill fitting designer suit, harangues us to let him handle our case for Social Security Disability Benefits. His voice is winy and you'd probably just give him the case to shut him up. However, little do most of you know, he's cleaning up on the deal! The Binder & Binder firm grossed $88 million last year, and the Binders went home with one quarter of the gross, $22 million! This is so shocking, it almost restores our faith in free enterprise. Except, firms like these are gaming the system because they know there's really very little legal opposition to obtaining disability benefits for their client. The Federal Government thinks these cases are so piddly, they usually don't even assign a prosecuting attorney. The only thing standing between Binder and their legal fees is an overworked and under-appreciated Administrative Law Judge.

In 2001, roughly 7 million disabled Americans collected Social Security Disability. Today, there's nearly 11 million collecting. Have we gotten that much sicker as a nation? Or is there something else going on? Much of the increase could be attributed to states that have encouraged welfare recipients to apply for Social Security Disability Benefits because over time it helps reduce the state's Medicaid roles as recipients get switched over to Medicare, for which the states contribute nothing.

The next time you're wondering why Social Security is quickly becoming insolvent, look no further than Binder & Binder, after all, "You have enough to worry about."

Please send your questions to kl@kerrylutz.com or call us at 347-460-LUTZ.

The International Forecaster joins us again, this week for our bi-weekly chat. Bob and I discuss the gold and silver New Year's take-off. We touch upon the Commodity Futures Trading Commission's review and investigation of the CME group. The C.F.T.C.'s has been tasked with looking into the leading causes of the MF Global failure. Check out a great interview Bob posted about this at www.theinternationalforecaster.com.

Most of us thought Jon Corzine was finished, we were all sure he would never work on Wall Street again. However, Corzine is rumored to be going back into business and is even looking for new office space near the New York Stock Exchange. MF global is attempting to get everyone their money back, but why didn't CME stand behind their clients from the beginning? Regardless of who's really at fault, Bob predicts major changes in the way the Comex and other exchanges operate and a whole new level of transparency. There's really no other choice if we expect markets to continue functioning.

Bottom lime, these government agencies aren't helping the public. Instead, they aim to serve the industry or group they are supposed to be monitoring, and this is upsetting the gold and silver markets. You should always remember there's two sides to debt, and when it comes to taking customers' funds, a thief like MF Global can never pass good title to stolen goods. Gold and silver are doing well, and at present, notwithstanding government manipulation to the contrary. Bob predicts the next stop is 1700, then 1800 and 1900. The fact that gold and silver are increasing while the dollar's in a up trend and the Euro's getting slammed is a major bullish indicator. Never forget one of the International Forecaster most telling lines, "inflate or die." It really explains everything you need to know about financial markets.

Please send your questions/comments to kl@kerrylutz.com or call us at 347-460-LUTZ.

Cliff Ravenscraft a/k/a www.PodcastAnswerMan.com believes that every person was born to do the work they love. The hard part is listening to your heart to find your calling. But it can be done and many people are doing it every day! It can take some time and some work, along with a training period and a learning curve. Cliff tells his own story of going from a job with good income, excellent prospects and security to embarking upon the risk-laden, tumultuous journey, but then succeeding beyond his wildest expectations. 

It's not easy, because it requires faith: faith in your ability to learn, faith in your desire to grow, and faith in the belief that you have worth and that people will pay you for your knowledge. Cliff now gets $300 per hour for podcast consulting and he gets $5,000 per day for intensive sessions. He also sells large quantities of pre-configured equipment to aspiring podcasters. There are dozens of entrepreneurs out there succeeding, in large measure due to Cliff's passion to do internet "radio."

Most importantly, Cliff is business partners with his talented wife Stephanie. He says this business has brought their relationship to a whole new level. I guess the family that podcasts together stays together. In a world where 200 plus downloads is the mark of a successful podcaster, Cliff routinely defies the odds, achieving hundreds of thousands of downloads per month. 

So if you're thinking about starting your own business and you believe that podcasting is for you, The PodcastAnswerMan has all the answers. Without him the Financial Survival Network would still be a small struggling eccentric program broadcasting from the Belly of the Beast in downtown Greenwich, CT.

Please send your questions to kl@kerrylutz.com or call us at 347-460-LUTZ.

Mickey Fulp, the Mercenary Geologist, says that 2012 will be a big year for gold, silver, mining companies, and commodities, including energy. Mickey knows from whence he speaks. He's been a professional freelance geologist for decades. When it comes to picking junior miners on the fast track, Mickey has a simple method of assessing their prospects. He goes to resource shows around the world, sits down with senior managers and asks the tough questions--and this is exactly what is needed. Mickey amusingly quotes Mark Twain's 100 plus year take on mining companies, "A mine is a hole in the ground with a liar standing next to it." Those words are truer today than ever before. Most new mining ventures, just like most startups end in failure. The key is picking the 10-15% that have the management expertise, ore quality, and proper capital structure.

While this sounds difficult, Mickey has been doing it forever. The other factor is buying low. Many junior miners will double and then lose 50 percent within the course of a year. So if you purchase the right company at the right time, this is a sure fire prescription for profits. Then after the company doubles, simply sell half and take your money off the table. What could be simpler?

Please send your question to kl@kerrylutz.com or call us at 347-460-LUTZ.

We're back on with Jeb Handwerger to discuss "The January effect," and how to pick the best mining stocks. According to Jeb, gold and silver miners will rise again in 2012, and the time honor trope regarding the month of January reigns true as the first week of the New Year shows stocks opening on a bullish note. When asked about the best gain for 2012, Jeb says investors must look at undervalued junior mining natural resource assets--he recommends companies with strong financial positions that are progressing toward a stage of mine development.

As you're all aware, the Euro has been breaking into new record low levels. While many are concerned, Jeb states that there is a Golden opportunity for mining stocks emerging in this Eurozone crisis. While many people are concerned going into the dollar with long term treasuries, the major mining companies are looking to transfer their growing cash positions into undervalued European natural resource assets. As the Euro sinks into new lows, European mining capital is flowing in the right direction as miners costs are going down and margins are going up. 

As we look into precious metals as the true base for currency, we're going to need the mining companies to produce more. Demand has not subsided; in fact, we're in a bull market regarding gold and silver--the trend has not been violated. Although gold finished higher for the last 11 years, Jeb really likes silver for out preforming gold in 2012. Regardless, it looks like this is going to be an up-year for gold and silver mining stocks. You should stand strong--this is not a time to sell for pennies on the dollar!

Please send your questions to kl@kerrylutz.com or call us at 347-460-LUTZ.

Ranting Andy is back, relaxed and a little calmer after the new year. We got right down to business. Bob, a listener wanted to know why there's no apparent shortage of silver in the marketplace now. Andy explained that while the paper prices were certainly depressed, the current premium on Eric Sprott's Physical Silver ETF has hit a new historic high of over 30 percent. Sprott's ETF is unique in that holders are permitted to convert their shares into physical silver. This means that investors are willing to pay higher premiums than are charged by metals dealers in the physical market. And those physical premiums have been on the rise as well. So when it comes to price and supply of silver, there's a lot more to the story than meets the eye.

And then of course, there's the fact that no publicly traded markets are functioning properly at the present time. They may have been mortally injured by governmental and large bank manipulation as well as an undermining of confidence by the MF Global collapse. No matter how you figure it, zero percent interest rates, off balance sheet gimmicks by the government and the large financial groups and collapsing asset values, there is no longer a means of determining objective values. The markets are now a ponzi scheme that are used to seperate unsuspecting marks from their cash. 

Please send your question to kl@kerrylutz.com or call us at 347-460-LUTZ.

Cyrus a devoted listener to the Financial Survival Network asked several questions. And this is one of the great things about doing a show, listener feedback. Have you wondered what the US will look like if there’s a complete economic meltdown? Or how much longer it will take? What about the government’s willingness to bring on a false flag attack to justify going to war once again? And if that war does come to pass, will it be a World War or just another case of military adventurism?

These are all important questions for which you will receive my opinions. We love listener feedback and urge you to call or write us. We’ll probably read your question live or play your voicemail message. So keep the questions coming.

Please send your question to kl@kerrylutz.com or call us at 347-460-LUTZ.

Zerohedge.com is one of the best financial sites out there. They have the insider track on so many issues and have a full depth understanding of the fraud and theft that has been taking place in our financial system for way too long. They believe that Dr. Ron Paul has elevated the presidential debate by raising important issues such as geometric growth of debt, ceaseless money printing, the gold standard and much more. 

However, to the casual observer, it appears that Dr. Paul has been marginalized by both his election opponents and the main stream media as well. While he had a respectable showing in the Iowa Caucuses, further successes are questionable and less likely. Whereas he has gained somewhat of a following, especially among the younger people, we suspect that his  affect upon the ruling elite and the population at large will show itself after the grand collapse has occurred. 

Please send your question to kl@kerrylutz.com or call us at 347-460-LUTZ.

A short tribute to man's best friend, my constant companion for the past 14.5 years, a true loyal friend whom I shall eternally miss. Baily, a female border collie, expert herder and all around great dog. She suffered on for many years because she just couldn't stand the idea of leaving us. She was always on guard for any potential threat, be it wolves, coyotes or bad people. She was smart, full of life and always ready to help out. 

R.I.P. Baily Lutz!

Please send your questions to kl@KerryLutz.com or call us at 347-460-LUTZ.

We interviewed Rick Ackerman yesterday, and he hit us with his prediction that the dollar was headed up. However, he was emphatic this was not an indication of the dollar’s fundamental health but rather a sign of the Euro’s impending slide. The buck is “The best looking horse in the glue factory.” Unfortunately, while misery may enjoy company, it doesn’t make anyone any happier.

These are exciting times in which we are living, and there is an end to the major eruptions that we are witnessing. Rick’s hidden pivot system can help keep you ahead of the trend and ready for the next Black Swan.

Feel free to write us at kl@kerrylutz.com or call 347-460-LUTZ.

Some of my best thinking takes place at the gym; it must have something to do with the enhanced oxygen supply and the high level of endorphins. While doing cardio and aerobics, it suddenly dawned on me that what the world needs is a special bankruptcy court, just for countries. That way, when a country becomes insolvent, they would do what companies and individuals have been doing for hundreds of years, file Chapter 11 (a reorganization plan). When things are really bad they could file a Chapter 7 and simply liquidate the country and go out of business altogether.

It really makes total sense. A trustee could be appointed to make the decisions that politicians just can’t bring themselves to do. Like reducing excessive retirement benefits for government workers, or drastically reducing entitlement programs. The current system is failing so an alternative must be found shortly. Perhaps this is it.

Please send your questions to kl@kerrylutz.com or call us at 347-460-LUTZ.

Andrew Horowitz (TheDisciplinedInvestor.com) has been investing most of his life, but he's not locked into any one type of investment. He's concerned about politicians whose attitudes are to avoid unpleasantry today, in order to enhance the odds of electoral victory tomorrow. Horowitz believes this can-kicking behavior has been going on for a long time, and the situation will continue unabated for quite a while. It is therefore extremely important to regularly revisit your investments, especially stocks, to ensure that the reasons you initially made the purchase are still applicable.

Horowitz an optimist by nature, but he believes that as markets change, so must your strategy. His advice is highly regarded and widely followed. Even if the world is going to end shortly, there's really not much you can do about it--so be happy for today, invest as if there will be a tomorrow, and hope for the best! Andrew has a great sense of humor and is very engaging; he really knows his stuff.

Check out our link on http://kerrylutz.com/resources/.

Feel free to write us at kl@kerrylutz.com or call 347-460-LUTZ.

Ed Steer the produces Gold & Silver Daily for CaseyResearch.com. This is a free publication that is vital to anyone who is watching the controlled demolition of the global financial system. Most nights, he starts writing around 7pm and hits the send key 5am the following morning. Ed's been a long standing member of GATA (Gold Anti-Trust Action Committee) and has a unique understanding of the manipulated financial and precious metals markets. He's extremely wary of the primary ETF's (Exchange Traded Funds) GLD and SLV and believes that CEF, GTU and the Sprott funds are much safer and secure alternatives, especially because their metal is not stored in the United States.

Ed is appalled at the United States's decline. He says that the upcoming election is merely a contest of puppets who will ultimately be controlled by the financial power elite. He's extremely wary of the future and believes that a financial implosion is rapidly descending upon us. And the only safety in an unsafe world is clearly gold and silver.

For more information about Ed and his publication go to www.CaseyResearch.com/gsd.

Feel free to write us at kl@kerrylutz.com or call 347-460-LUTZ.